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Home » Topics » Inside Mortgage Finance » Affordable Housing

Affordable Housing
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Built-Up Equity Can Help Ease Purchase Mortgages

July 20, 2023
James Dohnert
Homeowners are waiting out the high-interest rate environment before considering selling.
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Mortgage Credit Tightens Amid Market Uncertainty

June 22, 2023
James Dohnert
For the third consecutive month, mortgage credit availability declined, with some products reaching their lowest levels in a decade. It’s only expected to get worse as lenders worry about the economy.
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CDFIs Raise Concerns Over Delay in Certification Process

June 15, 2023
James Dohnert
Pushback of proposed certification requirements and a vacant leadership role have led to a year-long blackout on new CDFI applications.
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Healthy Adoption of Fannie’s Positive Rent Payment Pilot

June 15, 2023
Dennis Hollier
More than 13,000 residents have established a credit score for the first time due to the pilot program.
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Industry Backs HUD Plan on Affirmatively Furthering Fair Housing

April 27, 2023
Monica Hogan
The proposed rule would direct all HUD program participants to proactively take actions to overcome patterns of segregation, promote fair housing choice and eliminate disparities in opportunities, among other issues.
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FHA Proposes Allowing Use of ADU Rental Income for Underwriting

April 20, 2023
Monica Hogan
FHA said the amount of rental income from the accessory dwelling unit used to determine income may not exceed 30% of the total income used to qualify the borrower.
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New Tactics Needed to Close Homeownership Gap

April 13, 2023
Monica Hogan
Lenders should help borrowers buy down interest rates to help close the racial homeownership gap, experts said recently.
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Expanding the FHLBanks’ Affordable Housing Mission

April 6, 2023
Dennis Hollier
The Federal Home Loan Banks should do more to fulfill their affordable housing goals, according to an industry analyst.
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McHenry Plots New Path for House Financial Services Committee

February 9, 2023
Dennis Hollier
Patrick McHenry, R-NC, new chair of the House Financial Services Committee, is viewed as a consensus-maker. But will his politics make it difficult to find common ground with the White House and Senate?
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FHA Expands COVID-Era Loss-Mitigation Options

February 2, 2023
Monica Hogan
Servicers of FHA-insured loans have until April 30 to implement the revised loss-mitigation program.
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Latest Imf News

  • Refi Deliveries to GSEs Level Off in January

  • Fannie's Profits Dip in 4Q on Fair Value Losses

  • House Committee Split on Next Affordable Housing Efforts

  • FHFA, Ginnie to Increase Oversight of Nonbank Servicers

More Imf News

Featured Data

  • Mortgage Complaints to CFPB Tick Up in Fourth Quarter

  • Agency MSR Transfers Pick Up in Fourth Quarter of 2025

  • Record Year for CLO, But Issuance Slowed in 4Q25

  • Originations Increase in Fourth Quarter With Refi Push

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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