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Short Takes: VantageScore 4.0 Could Unlock New Lending Opportunities / Hometown Financial to Acquire Primary Bank / CCBank, Security Home Mortgage Rebrand / Home Prices Reach New High

July 13, 2026
James Dohnert
VantageScore touts new study that claims its score model will allow access to $1 trillion in new lending opportunities.
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FHA Eyes AI to Boost Efficiency

July 10, 2026
Emmeline Willey
Ginnie Mae President and Acting FHA Commissioner Joe Gormley said both agencies are looking for ways to incorporate artificial intelligence into their programs.
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Short Takes: Existing Home Sales Decline / NAF LOs Defect to Rate / nCino Launches Pre-qual Tool / Docutech Adds New Translation Services to Platform

July 10, 2026
James Dohnert
A small increase in mortgage rates drove existing home sales down in June.
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Redwood Starts Slow With eNotes

July 9, 2026
Abby Zimmardi
Redwood is partnering with just one or two sellers on eNotes at the moment rather than with all of its 240 loan seller partners.
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Short Takes: Home Price Appreciation Expected to Increase / Pennymac Sends More GSE-Eligible Loans to Non-Agency MBS / eNote Usage Picks Up / Warren Calls for Pulte to Resign From FHFA, DNI

July 7, 2026
Brandon Ivey
Home prices will increase 4.8% on an annual basis as of April 2027, according to projections by Cotality.
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AI Causes Rise in Litigation for Non-QM Lenders

July 2, 2026
James Dohnert
Industry leaders believe lenders need to work more closely with AI vendors to avoid compliance issues.
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Figure Hopes to Start Its Own TBA Market

July 1, 2026
James Dohnert
Figure has closed its first fully prefunded securitization of home equity lines of credit.
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AI Use in Non-QM Underwriting Ramps Up

July 1, 2026
James Dohnert
AI is gaining momentum as a tool used in the non-qualified mortgage underwriting process, according to executives at non-QM lenders.
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Senate Dems Seek Answers on CFPB Website Deletions

June 30, 2026
Shannon Clark
Lawmakers specifically expressed concerns about the removal of a webpage translation tool that allowed users to access information in Spanish, Chinese, Vietnamese and other languages.
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Bed Bath & Beyond to Acquire Real Estate Services Platform

June 17, 2026
Brandon Ivey
It’s an all-stock transaction with shareholders in Fathom receiving stock in BBB with an equity value of $53.4 million.
Read More
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