“Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house,” President Trump said.

Framework Ventures operates a decentralized finance ecosystem known as Sky, which links stablecoins with various types of assets.

Union Home Mortgage hired a national vice president of mergers and acquisitions.

For part of January, the average interest rate on locks for rate-term refis was below 6.0%.

Some 94% of consumers planning to buy a home in 2026 would change their plans if rates don't drop below 6%, a new report says.

A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.

The Provident deal contains loans mostly made to prime credit borrowers.

Ginnie President Joe Gormley said the update allows for greater efficiencies and cost savings, and will make the agency’s digital collateral program more attractive to new issuers.

AI is expected to be used more frequently to bring down origination costs and help lenders avoid hiring-and-firing cycles.

The promised of increased MBS purchases by Fannie and Freddie is already having an effect on mortgage interest rates.