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      <title>Veterans United Seeing Cost Savings With eNotes</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The lender saves 5 basis points per loan on average using eNotes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237521</guid>
      <pubDate>Wed, 20 May 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237521-veterans-united-hits-50-enote-adoption</link>
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      <title>Short Takes: First Colony Teams With Tidalwave on AI / Sachem Capital, IRG Team Up / Panorama Rebrands / TFG Launches HELOC Platform</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[First Colony has fully deployed the AI-powered point-of-sale platform after a pilot rollout.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237507</guid>
      <pubDate>Mon, 18 May 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237507-short-takes-first-colony-teams-with-tidalwave-on-ai-sachem-capital-irg-team-up-panorama-rebrands-tfg-launches-heloc-platform</link>
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      <title>Short Takes: UWM Offers Incentive for Anniversary / AI Voice Assistant Gets Update / Achieve Launches TPO Channel / Hancock Whitney to Acquire One Florida Bank</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[United Wholesale Mortgage is offering brokers an 86-basis-point pricing incentive to celebrate the lender's 40th anniversary.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237496</guid>
      <pubDate>Fri, 15 May 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237496-short-takes-uwm-offers-incentive-for-anniversary-ai-voice-assistant-gets-update-achieve-launches-tpo-channel-hancock-whitney-to-acquire-one-florida-bank</link>
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      <title>Short Takes: Uncharacteristic Slowdown in 2Q / CCM Raises Purchase Price for Two Harbors / Losses Increase at Blend / Freddie Offers CRT</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“The industry forecasts are expecting a step up in Q2 but I would say that we’re just not seeing that,” said&nbsp;Varun Krishna, CEO of Rocket Companies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237435</guid>
      <pubDate>Fri, 08 May 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237435-short-takes-uncharacteristic-slowdown-in-2q-ccm-raises-purchase-price-for-two-harbors-losses-increase-at-blend-freddie-offers-crt</link>
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    <item>
      <title>Real Estate Company reAlpha Lays Off 25% of Staff</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Mike Logozzo, CEO of reAlpha, said the company is putting a greater emphasis on artificial intelligence.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237418</guid>
      <pubDate>Thu, 07 May 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237418-real-estate-company-realpha-lays-off-25-of-staff</link>
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    <item>
      <title>Short Takes: AI Usage Picks Up in Mortgage / Progressive Insurance Boosts DPA Program / Homes Start Selling Faster / Blend Has New Tool to Simplify AI Deployments</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[AD Mortgage study finds AI use in mortgage is rising; Progressive Insurance has expanded itis down payment assistance program; nearly one in five homes went pending within seven days in February; Blend launches Autopilot MCP.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237379</guid>
      <pubDate>Mon, 04 May 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237379-short-takes-ai-usage-picks-up-in-mortgage-progressive-insurance-boosts-dpa-program-homes-start-selling-faster-blend-has-new-tool-to-simplify-ai-deployments</link>
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    <item>
      <title>Short Takes: Redwood Markets Pair of New MBS / Homeowners Insurance Premium Growth Slows / ICE Mortgage Technology Segment Earnings Stay Steady</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Redwood has begun marketing one expanded-credit MBS and one jumbo MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237368</guid>
      <pubDate>Fri, 01 May 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237368-short-takes-redwood-markets-pair-of-new-mbs-homeowners-insurance-premium-growth-slows-ice-mortgage-technology-segment-earnings-stay-steady</link>
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    <item>
      <title>Short Takes: Non-QM Performance Improves / Home Prices Level / TransUnion Projects More Mortgage Revenue / BlackRock Funds AI Escrow Agent</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The impairment rate on securitized non-qualified mortgages declined by 28 basis points on a monthly basis to 6.9% as of the end of March, according to dv01.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237318</guid>
      <pubDate>Tue, 28 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237318-short-takes-non-qm-performance-improves-home-prices-level-transunion-projects-more-mortgage-revenue-blackrock-funds-ai-escrow-agent</link>
    </item>
    <item>
      <title>Short Takes: Mortgage Applications Increase / Pending Home Sales Down on Annual Basis in March / Sale Prices Down at D.R. Horton / Confidence Score for AVM Estimates</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Applications for both purchase mortgages and refinances increased last week as interest rates declined.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237274</guid>
      <pubDate>Wed, 22 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237274-short-takes-mortgage-applications-increase-pending-home-sales-down-on-annual-basis-in-march-sale-prices-down-at-dr-horton-confidence-score-for-avm-estimates</link>
    </item>
    <item>
      <title>Short Takes: Stable Ratings for GSEs / Truist Bucks Trend in Originations / Shakeup at Dark Matter / Agentic Reasoning Engine</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“While speculation continues around the potential privatization of the government-sponsored enterprises, Morningstar DBRS does not view any changes to [their] status as likely for the length of the credit rating outlook period given the complexities and potential consequences of such an action, especially considering the current macroeconomic environment,” the rating service said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237244</guid>
      <pubDate>Fri, 17 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237244-short-takes-stable-ratings-for-gses-truist-bucks-trend-in-originations-shakeup-at-dark-matter-agentic-reasoning-engine</link>
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    <item>
      <title>Short Takes: Homebuilder Confidence Declines / Home Price Appreciation Picks Up / Buyer’s Market / Human Interaction</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“The year started with hopes for housing momentum growth, but risks with respect to the Iran war, energy costs and declines for consumer confidence have slowed the market,” said Bill Owens, chairman of NAHB.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237225</guid>
      <pubDate>Thu, 16 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237225-short-takes-homebuilder-confidence-declines-home-price-appreciation-picks-up-buyers-market-human-interaction</link>
    </item>
    <item>
      <title>GSE Policies on Cryptocurrency Unchanged</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Multiple GSE officials told <em>Inside The GSEs</em> that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237181</guid>
      <pubDate>Fri, 10 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237181-gse-policies-on-cryptocurrency-unchanged</link>
    </item>
    <item>
      <title>Fannie Issues Guidance for Use of AI by Lenders</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The new guidelines, which go into effect Aug. 6, require seller/servicers to have clear policies in place to mitigate the risks posed by this technology and to ensure it complies with existing laws and regulations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237159</guid>
      <pubDate>Thu, 09 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237159-fannie-issues-ai-guidance</link>
    </item>
    <item>
      <title>loanDepot Partners With Figure to Offer HELOCs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[loanDepot has already been originating both HELOCs and closed-end second liens.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237164</guid>
      <pubDate>Thu, 09 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237164-loandepot-partners-with-figure-to-offer-helocs</link>
    </item>
    <item>
      <title>MISMO Housing Counseling Dataset Aims to Improve Services</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Brian Vieaux, president of MISMO, said the dataset aims to make it easier for aspiring homeowners to succeed by creating a standard shared language that can be used between counselors, lenders and the broader mortgage ecosystem.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237133</guid>
      <pubDate>Tue, 07 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237133-mismo-housing-counseling-dataset-aims-to-improve-services</link>
    </item>
    <item>
      <title>Fannie Plans to Expand Fraud Detection Efforts with Palantir</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Mae hopes to extend the partnership to include fraud detection in its single-family mortgage business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237127</guid>
      <pubDate>Mon, 06 Apr 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237127-fannie-hopes-to-expand-fraud-detection-efforts-with-palantir</link>
    </item>
    <item>
      <title>Short Takes: MetLife Hires New Head of Real Estate Finance / Onslow Bay Picks MeridianLink for LOS / Oakwood Homes Teams With Silverton Mortgage / New Home Listings Rise </title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[MetLife's new global head of real estate and agricultural finance comes from Blackstone.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237129</guid>
      <pubDate>Mon, 06 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237129-short-takes-metlife-hires-new-head-of-real-estate-finance-onslow-bay-picks-merdianlink-for-los-oakwood-homes-teams-with-silverton-mortgage-new-home-listings-rise</link>
    </item>
    <item>
      <title>Short Takes: GSEs Delay UCD Timeline / Lending Up Slightly in 1Q at Figure / Newrez Launches CES Product in Wholesale / PartnerOne Acquires Mortgage Cadence</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The GSEs plan to announce a new adoption date for the Uniform Closing Dataset during the fourth quarter of 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237123</guid>
      <pubDate>Fri, 03 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237123-short-takes-gses-delay-ucd-timeline-lending-up-slightly-in-1q-at-figure-newrez-launches-ces-product-in-wholesale-partnerone-acquires-mortgage-cadence</link>
    </item>
    <item>
      <title>Short Takes: Modest Home Price Appreciation Expected / Losses Decline at Mortgage Unit / US Bank Turns to Built for Construction Loans / Securitization of Home Improvement Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA["While the 2026 spring homebuying season may spark some momentum, the most likely outcome is modest price growth as buyers and sellers remain at a standoff," said Thom Malone, principal economist at Cotality.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237096</guid>
      <pubDate>Wed, 01 Apr 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237096-short-takes-modest-home-price-appreciation-expected-losses-decline-at-mortgage-unit-in-2025-us-bank-turns-to-built-for-construction-loans-securitization-of-home-improvement-loans</link>
    </item>
    <item>
      <title>Short Takes: SCOTUS Rejects Potential Challenge to CFPB / UWM Touts Servicing ‘Happiness’ / Goldman Brings Another Jumbo MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Supreme Court denied a petition from Nationwide Biweekly Administration to hear an appeal of a lawsuit involving the Consumer Financial Protection Bureau.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237056</guid>
      <pubDate>Thu, 26 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237056-short-takes-scotus-rejects-potential-challenge-to-cfpb-uwm-touts-servicing-happiness-goldman-brings-another-jumbo-mbs</link>
    </item>
    <item>
      <title>Short Takes: Palantir, Moder Partner With Freedom on AI Pilot / Multiply Delivers Lower Rates Through Employer Benefits / Homebuyers Taking Their Time / Investor Ban to Impact SFR Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[New partnerships are slated to yield an AI-powered originations platform in one case and preferred mortgage rates and homebuying advice as an employee benefit in another.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237015</guid>
      <pubDate>Mon, 23 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237015-short-takes-palantir-moder-partner-with-freedom-on-ai-pilot-multiply-deliverers-lower-rates-through-employer-benefits-homebuyers-taking-their-time-investor-ban-to-impact-sfr-market</link>
    </item>
    <item>
      <title>Intercontinental Exchange Testing Voice, Chat Agents for Servicing</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[ICE said the voice agent can manage thousands of simultaneous interactions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236951</guid>
      <pubDate>Tue, 17 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236951-intercontinental-exchange-testing-voice-chat-agents-for-servicing</link>
    </item>
    <item>
      <title>Better’s Losses Increase Slightly in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Loveen Advani, chief financial officer at Better, projected that the company will hit breakeven status by the third quarter of 2026, when looking at earnings before interest, taxes, depreciation and amortization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236939</guid>
      <pubDate>Fri, 13 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236939-betters-losses-increase-slightly-in-fourth-quarter</link>
    </item>
    <item>
      <title>Mortgage Tech Vendor Blend Takes Loss in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“We have built a profitable, scalable platform, and now we have the tools to fundamentally rewire how our customers operate,” said Nima Ghamsari, head of Blend.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236897</guid>
      <pubDate>Wed, 11 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236897-mortgage-tech-vendor-blend-takes-loss-in-fourth-quarter</link>
    </item>
    <item>
      <title>Short Takes: Some Divergence at UWM, Rocket / Existing Home Sales Stable / Servicing Payment Effort Drags On / Another Loss at FoA</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[United Wholesale Mortgage's agency MBS issuance declined by 6.5% on a monthly basis in February while Rocket Mortgage's volume was down 16.5%.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236898</guid>
      <pubDate>Wed, 11 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236898-short-takes-some-divergence-at-uwm-rocket-existing-home-sales-stable-servicing-payment-effort-drags-on-another-loss-at-foa</link>
    </item>
    <item>
      <title>Short Takes: Prepayment Rate Lower Than Expected / Freddie Marketing CRT Deal / Underwriting in Less Than a Minute</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA["It is possible that pull-through rates declined in February as mortgage rates continued to drift lower through the month," according to analysts at Goldman Sachs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236869</guid>
      <pubDate>Fri, 06 Mar 2026 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236869-short-takes-prepayment-rate-slower-than-expected-freddie-marketing-crt-deal-underwriting-in-less-than-a-minute</link>
    </item>
    <item>
      <title>Short Takes: UWM Offers More Discounts / Affordability Still an Obstacle / Chase Stocks Investment-Property Loans in MBS / Rate Promoting Auto Loans</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[United Wholesale Mortgage is offering a 75-basis-point pricing incentive for certain conventional and government-insured refinances through March, as well as a $600 appraisal credit for purchase mortgages through April.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236850</guid>
      <pubDate>Thu, 05 Mar 2026 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236850-short-takes-uwm-offers-more-discounts-affordability-still-an-obstacle-chase-stocks-investment-property-loans-in-mbs-rate-promoting-auto-loans</link>
    </item>
    <item>
      <title>Rocket Returns to Profitability in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA["We structurally doubled the capacity of every production team member through technology," said Varun Krishna, CEO and director of Rocket Companies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236805</guid>
      <pubDate>Fri, 27 Feb 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236805-rocket-returns-to-profitability-in-fourth-quarter</link>
    </item>
    <item>
      <title>Figure Looking to Take Market Share From the GSEs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Michael Tannenbaum, CEO of Figure Technology Solutions, said some lenders are on the verge of shifting some of their mortgage business from the GSEs to FTS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236807</guid>
      <pubDate>Fri, 27 Feb 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236807-figure-working-to-take-market-share-from-the-gses</link>
    </item>
    <item>
      <title>Short Takes: No New Housing Proposals From Trump / Applications Level / ‘Real’ Home Prices Negative / Optimal Blue Creates Virtual Economist</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house,” President Trump said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236769</guid>
      <pubDate>Wed, 25 Feb 2026 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236769-short-takes-no-new-housing-proposals-from-trump-applications-level-real-home-prices-negative-optimal-blue-creates-virtual-economist</link>
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