https://www.insidemortgagefinance.com/rss en-us jdohnert@imfpubs.com VantageScore touts new study that claims its score model will allow access to $1 trillion in new lending opportunities. http://www.insidemortgagefinance.com/articles/237976 Mon, 13 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237976-short-takes-vantagescore-40-could-unlock-new-lending-opportunities-hometown-financial-to-acquire-primary-bank-ccbank-security-home-mortgage-rebrand-home-prices-reach-new-high ewilley@imfpubs.com Ginnie Mae President and Acting FHA Commissioner Joe Gormley said both agencies are looking for ways to incorporate artificial intelligence into their programs. http://www.insidemortgagefinance.com/articles/237968 Fri, 10 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237968-fha-eyes-ai-to-boost-efficiency jdohnert@imfpubs.com A small increase in mortgage rates drove existing home sales down in June. http://www.insidemortgagefinance.com/articles/237970 Fri, 10 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237970-short-takes-existing-home-sales-decline-naf-los-defect-to-rate-ncino-launches-prequal-tool-docutech-adds-new-translation-services-to-platform azimmardi@imfpubs.com Redwood is partnering with just one or two sellers on eNotes at the moment rather than with all of its 240 loan seller partners. http://www.insidemortgagefinance.com/articles/237951 Thu, 09 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237951-redwood-starts-slow-with-enotes bivey@imfpubs.com Home prices will increase 4.8% on an annual basis as of April 2027, according to projections by Cotality. http://www.insidemortgagefinance.com/articles/237925 Tue, 07 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237925-short-takes-home-price-appreciation-expected-to-increase-pennymac-sends-more-gse-eligible-loans-to-non-agency-mbs-enote-usage-picks-up-warren-calls-for-pulte-to-resign-from-fhfa-dni jdohnert@imfpubs.com Industry leaders believe lenders need to work more closely with AI vendors to avoid compliance issues. http://www.insidemortgagefinance.com/articles/237904 Thu, 02 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237904-ai-causes-rise-in-litigation-for-non-qm-lenders jdohnert@imfpubs.com Figure has closed its first fully prefunded securitization of home equity lines of credit. http://www.insidemortgagefinance.com/articles/237890 Wed, 01 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237890-figure-hopes-to-start-its-own-tba-market jdohnert@imfpubs.com AI is gaining momentum as a tool used in the non-qualified mortgage underwriting process, according to executives at non-QM lenders. http://www.insidemortgagefinance.com/articles/237891 Wed, 01 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237891-ai-use-in-non-qm-underwriting-ramps-up sclark@imfpubs.com Lawmakers specifically expressed concerns about the removal of a webpage translation tool that allowed users to access information in Spanish, Chinese, Vietnamese and other languages. http://www.insidemortgagefinance.com/articles/237880 Tue, 30 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237880-senate-dems-seek-answers-on-cfpb-website-deletions bivey@imfpubs.com It’s an all-stock transaction with shareholders in Fathom receiving stock in BBB with an equity value of $53.4 million. http://www.insidemortgagefinance.com/articles/237783 Wed, 17 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237783-bed-bath-and-beyond-to-acquire-real-estate-services-platform bivey@imfpubs.com Applications declined by 3.8% on a weekly basis last week. http://www.insidemortgagefinance.com/articles/237784 Wed, 17 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237784-short-takes-applications-down-again-housing-starts-decline-former-mr-cooper-official-heads-to-sagent bivey@imfpubs.com Rocket Companies is marketing a $706.0 million securitization of closed-end second liens. http://www.insidemortgagefinance.com/articles/237766 Tue, 16 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237766-short-takes-large-ces-securitization-from-rocket-wells-and-3d-printed-homes-namb-calls-for-delay-of-gse-condo-changes-pennymac-using-aws-ai-for-originations-servicing dhollier@imfpubs.com Fannie and Freddie report that they’ve received UAD 3.6 submissions on all property types. Likewise, Fannie said top aggregators are accepting UAD 3.6 appraisal reports and appraisal management companies support it. http://www.insidemortgagefinance.com/articles/237752 Mon, 15 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237752-uad-36-adoption-picks-up-ahead-of-deadline bivey@imfpubs.com The MBA's white paper, prepared by the law firm of Orrick, Herrington & Sutcliffe, addresses various questions regarding AI usage. http://www.insidemortgagefinance.com/articles/237726 Thu, 11 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237726-short-takes-white-paper-on-ai-regulation-pending-home-sales-decline-annaly-increases-dividend bivey@imfpubs.com “The existing home sales data reflects momentum that was building earlier this spring, when buyers briefly benefited from improved affordability and greater purchasing power,” said Kamini Lane, CEO and president of Coldwell Banker Realty. http://www.insidemortgagefinance.com/articles/237708 Wed, 10 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237708-short-takes-sales-of-existing-homes-increase-pultes-dual-role-starts-next-week-pennymac-adds-ai-specialist-to-board-ai-servicing-metric bivey@imfpubs.com UWM is willing to revise the terms of its offer to acquire Two Harbors Investment. http://www.insidemortgagefinance.com/articles/237680 Fri, 05 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237680-short-takes-uwm-wants-to-negotiate-more-pilot-participants-big-swings-by-vantagescore-ceo-optimal-blue-integrates-fico-10t jdohnert@imfpubs.com Two Harbors board says CrossCountry's bid is still the better option, in part because of its fully committed financing. http://www.insidemortgagefinance.com/articles/237662 Thu, 04 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237662-short-takes-two-harbors-sticking-with-ccm-sellers-pulling-homes-off-market-at-record-pace-loancare-launches-new-subservicing-tool-better-expanding-crypto-mortgage-program dhollier@imfpubs.com Freddie Mac tools are helping lenders increase efficiency and reduce costs, according to Sonu Mittal, head of Freddie’s single-family acquisitions division. http://www.insidemortgagefinance.com/articles/237643 Wed, 03 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237643-freddie-touts-cost-savings-for-lenders-with-its-tools jdohnert@imfpubs.com Onity revised the terms of its sale of home equity conversion mortgage servicing rights to Finance of America Reverse after receiving feedback from Ginnie Mae. http://www.insidemortgagefinance.com/articles/237645 Wed, 03 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237645-short-takes-onity-foa-receive-approval-for-msr-deal-velocity-appoints-new-cto-rocket-starts-broker-tech-contest-ice-joins-anthropics-project-glasswing-initiative jdohnert@imfpubs.com Plaza has implemented additional security measures to prevent future hacks. http://www.insidemortgagefinance.com/articles/237625 Mon, 01 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237625-short-takes-plaza-hacked-verus-markets-its-largest-expanded-credit-mbs-of-2026-finastra-launches-peer-benchmarking-tool-berkshire-hathaway-to-acquire-taylor-morrison ewilley@imfpubs.com Amy Moses, vice president for strategic growth at the Mortgage Industry Standards Maintenance Organization, said a widespread shift to eNotes will occur when industry participants recognize the economic benefits and when not participating in the eNote space would make them less competitive. http://www.insidemortgagefinance.com/articles/237618 Fri, 29 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237618-enote-proponents-surprised-by-limited-adoption bivey@imfpubs.com Sales of new single-family homes declined by 6.2% on a monthly basis in April. http://www.insidemortgagefinance.com/articles/237619 Fri, 29 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237619-short-takes-sales-of-new-homes-drop-expanded-credit-mbs-from-rithm-mfa-mismo-offers-loan-boarding-tool ewilley@imfpubs.com The lender saves 5 basis points per loan on average using eNotes. http://www.insidemortgagefinance.com/articles/237521 Wed, 20 May 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237521-veterans-united-hits-50-enote-adoption jdohnert@imfpubs.com First Colony has fully deployed the AI-powered point-of-sale platform after a pilot rollout. http://www.insidemortgagefinance.com/articles/237507 Mon, 18 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237507-short-takes-first-colony-teams-with-tidalwave-on-ai-sachem-capital-irg-team-up-panorama-rebrands-tfg-launches-heloc-platform jdohnert@imfpubs.com United Wholesale Mortgage is offering brokers an 86-basis-point pricing incentive to celebrate the lender's 40th anniversary. http://www.insidemortgagefinance.com/articles/237496 Fri, 15 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237496-short-takes-uwm-offers-incentive-for-anniversary-ai-voice-assistant-gets-update-achieve-launches-tpo-channel-hancock-whitney-to-acquire-one-florida-bank bivey@imfpubs.com “The industry forecasts are expecting a step up in Q2 but I would say that we’re just not seeing that,” said Varun Krishna, CEO of Rocket Companies. http://www.insidemortgagefinance.com/articles/237435 Fri, 08 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237435-short-takes-uncharacteristic-slowdown-in-2q-ccm-raises-purchase-price-for-two-harbors-losses-increase-at-blend-freddie-offers-crt bivey@imfpubs.com Mike Logozzo, CEO of reAlpha, said the company is putting a greater emphasis on artificial intelligence. http://www.insidemortgagefinance.com/articles/237418 Thu, 07 May 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237418-real-estate-company-realpha-lays-off-25-of-staff jdohnert@imfpubs.com AD Mortgage study finds AI use in mortgage is rising; Progressive Insurance has expanded itis down payment assistance program; nearly one in five homes went pending within seven days in February; Blend launches Autopilot MCP. http://www.insidemortgagefinance.com/articles/237379 Mon, 04 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237379-short-takes-ai-usage-picks-up-in-mortgage-progressive-insurance-boosts-dpa-program-homes-start-selling-faster-blend-has-new-tool-to-simplify-ai-deployments jdohnert@imfpubs.com Redwood has begun marketing one expanded-credit MBS and one jumbo MBS. http://www.insidemortgagefinance.com/articles/237368 Fri, 01 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237368-short-takes-redwood-markets-pair-of-new-mbs-homeowners-insurance-premium-growth-slows-ice-mortgage-technology-segment-earnings-stay-steady bivey@imfpubs.com The impairment rate on securitized non-qualified mortgages declined by 28 basis points on a monthly basis to 6.9% as of the end of March, according to dv01. http://www.insidemortgagefinance.com/articles/237318 Tue, 28 Apr 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237318-short-takes-non-qm-performance-improves-home-prices-level-transunion-projects-more-mortgage-revenue-blackrock-funds-ai-escrow-agent