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Short Takes: Home Price Appreciation Levels Off / Fitch Affirms Ratings on GSEs / Fitch Neutral on eNote in Non-Agency MBS / PHH Turns to Blend to Help With Recapture

June 17, 2025
Brandon Ivey
Annual home price appreciation slowed to 2.1% in May, the lowest level seen since March 2012.
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eNote Usage Expected to Increase in Coming Years

June 11, 2025
Brandon Ivey
According to MERS, currently 267 lenders, 29 servicers and 12 subservicers use eNotes.
Read More

Short Takes: OCC Holds Firm on Preemption / Solar Securitizations Downgraded / Better Hires Former FHFA Tech Leader / Angel Oak Picks Up the Pace With MBS

June 10, 2025
Brandon Ivey
The OCC said its current stance on preemption is in line with the Dodd-Frank Act and Supreme Court precedent.
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Non-QM Lenders Looking for a Boost From AI

June 6, 2025
Abby Zimmardi
In nearly every session at the Non-QM Forum Thursday, panelists made it a point to mention artificial intelligence and the benefits of using the technology in the non-QM space.
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Short Takes: Ginnie Offers New Avenue on Buydowns / Democrats Frustrated With Fed’s Removal of Asset Cap on Wells / Large Expanded-Credit MBS From Ares / eHELOC Standard

June 6, 2025
Brandon Ivey
Beginning June 16, custom single-family pools in the Ginnie II program won’t be subject to the 10% concentration limit on mortgages with buydowns.
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Voxtur Seeing Interest Amid Strategic Review

June 5, 2025
Brandon Ivey
The mortgage tech vendor has been operating with a “going concern” warning for more than a year.
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Fannie Partners With Palantir to Check Multifamily Fraud

May 28, 2025
Dennis Hollier
Crime detection technology created by Palantir will be used to sniff out instances of mortgage fraud in Fannie's multifamily business.
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Short Takes: FHFA to Take Action on Credit Report Costs / Purchase-Mortgage Applications Increase Despite Headwinds / MISMO Model Backward Compatible / Prepayment Rates on Non-QMs Increase

May 28, 2025
Brandon Ivey
FHFA will make “some decisions” regarding credit score costs shortly, according to Bill Pulte.
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Short Takes: Freddie Updates LPA / UWM Launches New Tech / Foreclosures Steady in April / Homebuilder Confidence Wavers

May 16, 2025
Brandon Ivey
Freddie is touting the use of machine learning in LPA and cost savings for lenders.
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UWM Not Looking to Grow via Acquisitions

May 7, 2025
Brandon Ivey
UWM is investing in tech rather than looking to acquire mortgage companies.
Read More
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