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Short Takes: Modest Home Price Appreciation Expected / Losses Decline at Mortgage Unit / US Bank Turns to Built for Construction Loans / Securitization of Home Improvement Loans

April 1, 2026
Brandon Ivey
"While the 2026 spring homebuying season may spark some momentum, the most likely outcome is modest price growth as buyers and sellers remain at a standoff," said Thom Malone, principal economist at Cotality.
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Short Takes: SCOTUS Rejects Potential Challenge to CFPB / UWM Touts Servicing ‘Happiness’ / Goldman Brings Another Jumbo MBS

March 26, 2026
Brandon Ivey
The Supreme Court denied a petition from Nationwide Biweekly Administration to hear an appeal of a lawsuit involving the Consumer Financial Protection Bureau.
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Short Takes: Palantir, Moder Partner With Freedom on AI Pilot / Multiply Delivers Lower Rates Through Employer Benefits / Homebuyers Taking Their Time / Investor Ban to Impact SFR Market

March 23, 2026
James Dohnert
New partnerships are slated to yield an AI-powered originations platform in one case and preferred mortgage rates and homebuying advice as an employee benefit in another.
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Intercontinental Exchange Testing Voice, Chat Agents for Servicing

March 17, 2026
Brandon Ivey
ICE said the voice agent can manage thousands of simultaneous interactions.
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Better’s Losses Increase Slightly in Fourth Quarter

March 13, 2026
Brandon Ivey
Loveen Advani, chief financial officer at Better, projected that the company will hit breakeven status by the third quarter of 2026, when looking at earnings before interest, taxes, depreciation and amortization.
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Mortgage Tech Vendor Blend Takes Loss in Fourth Quarter

March 11, 2026
Brandon Ivey
“We have built a profitable, scalable platform, and now we have the tools to fundamentally rewire how our customers operate,” said Nima Ghamsari, head of Blend.
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Short Takes: Some Divergence at UWM, Rocket / Existing Home Sales Stable / Servicing Payment Effort Drags On / Another Loss at FoA

March 11, 2026
Brandon Ivey
United Wholesale Mortgage's agency MBS issuance declined by 6.5% on a monthly basis in February while Rocket Mortgage's volume was down 16.5%.
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Short Takes: Prepayment Rate Lower Than Expected / Freddie Marketing CRT Deal / Underwriting in Less Than a Minute

March 6, 2026
Brandon Ivey
"It is possible that pull-through rates declined in February as mortgage rates continued to drift lower through the month," according to analysts at Goldman Sachs.
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Short Takes: UWM Offers More Discounts / Affordability Still an Obstacle / Chase Stocks Investment-Property Loans in MBS / Rate Promoting Auto Loans

March 5, 2026
Brandon Ivey
United Wholesale Mortgage is offering a 75-basis-point pricing incentive for certain conventional and government-insured refinances through March, as well as a $600 appraisal credit for purchase mortgages through April.
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Rocket Returns to Profitability in Fourth Quarter

February 27, 2026
Brandon Ivey
"We structurally doubled the capacity of every production team member through technology," said Varun Krishna, CEO and director of Rocket Companies.
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Latest Imf News

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