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Home » Topics » IMFnews » Originations

Originations
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Hiring Outlook Cloudy, LO Comp Under Pressure?

December 2, 2024
Paul Muolo
Commissions for retail mortgage loan officers seem to be stuck in a narrow band, said one consulting firm.
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Bipartisan Caucus Protests Title Waivers

December 2, 2024
Dennis Hollier
The caucus suggested FHFA’s title pilot hasn’t been appropriately vetted.
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Fitch: Mortgages Looking Up, Consumer Finance Not So Much

December 2, 2024
Paul Muolo
Fitch is hopeful about gain-on-sale margins going into 2025.
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Servicing Profits a Drag for Many in 3Q24

December 2, 2024
Brandon Ivey
The good news: All the firms reported positive income from production, although a few earned less than they had in 2Q24.
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Conforming Loan Limit to Rise 5.2% in 2025

November 26, 2024
Brandon Ivey
The baseline conforming loan limit for a one-unit property will be $806,500 for 2025.
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Non-Agency Jumbo Share of Originations Shrinks in 3Q

November 26, 2024
James Dohnert
The jumbo share of total first-lien originations narrowed to 12.4% in the third quarter from 13.1% in the second.
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Short Takes: FHFA Plans for Underserved Markets / Affordability Outlook / Impairments on Non-QMs Rise Again / Low-Coupon MSRs on Offer

November 26, 2024
Brandon Ivey
The new plans from FHFA focus on efforts for rural markets, manufactured housing and first-time homebuyers.
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3Q24, The Best Quarter for Government Lending in Two-Plus Years

November 25, 2024
Monica Hogan
The top three FHA lenders: UWM, Rocket and DHI...
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MSR Investors Face Uncertainty on Prepayments

November 22, 2024
Brandon Ivey
Tom Rettinger, chief portfolio risk officer at CrossCountry Mortgage, noted that prepayment models were built for a more balanced interest rate environment.
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HUD Reviewing Potential for FHA Pricing Adjustments

November 20, 2024
Monica Hogan
FHA Commissioner Julia Gordon suggested any cut in the mortgage insurance premium would likely wait for the next administration.
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