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Home » Topics » IMFnews » Originations

Originations
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Income Drops 41% at KB Home in FY 3Q

September 23, 2026
Brandon Ivey
The homebuilder focuses on selling to first-time homebuyers and saw declining sales and margins on an annual basis.
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Rocket Sends Home Equity Loans to TPG for Securitization

September 23, 2026
Brandon Ivey
It’s the first securitization of home equity loans on the shelf operated by Angelo Gordon, which was acquired by TPG in 2023.
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Short Takes: Applications Fairly Firm as Rates Spike / AI Voice System for Mortgage Sales Raises $21 Million / Confusion With Better’s Shareholders

September 23, 2026
Brandon Ivey
Mortgage applications declined by 1.5% on a weekly basis last week.
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Warehouse Lenders Battling for Market Share

September 22, 2026
Brandon Ivey
“Margins this quarter were impacted by competitive pricing within the industry, especially with larger mortgage originators, better pricing on new deals and a higher proportional mix of larger clients with lower risk-adjusted pricing relative to the prior quarter,” said Kevin Comps, president and secretary of Northpointe Bank.
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Reasonable Payments Advised for RESPA Compliance

September 22, 2026
Shannon Clark
Settlement service companies must demonstrate that the goods and services are actual, necessary and distinct, and that payment is commensurate with the value of services and goods.
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Mixed Signals in Home Price Appreciation Through August

September 22, 2026
Brandon Ivey
Home price appreciation posted its fastest annual growth rate in a year in August, while also slowing on a monthly basis.
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Short Takes: New Leaders at Sagent / Blackstone Back With an Expanded-Credit MBS / Non-QM Lender Offering $3,000 Credit

September 22, 2026
Brandon Ivey
Sridhar Sharma is the new CEO of Sagent, following a nine-month stint in the position by Chris Marshall.
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Credit Score Variance Caused By More Than Just Models

September 21, 2026
Dennis Hollier
A recently released research paper estimates that the scoring model only accounts for about two thirds of the difference between VantageScore 4.0 scores and those of FICO 10T.
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Jumbo Mortgages Gain Originations Share in Second Quarter

September 18, 2026
Brandon Ivey
Jumbos accounted for 18.8% of originations in the second quarter of 2026, the highest share for the products since late 2022.
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Verus Expanding Into Prime Non-Agency MBS Issuance

September 18, 2026
Brandon Ivey
The planned $309.7 million prime non-agency MBS from Verus Mortgage Capital differs in a number of ways from its expanded-credit MBS issuance.
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Latest Imf News

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