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Home » Topics » IMFnews » Originations

Originations
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CFPB Issuing RFI on Changes for Mortgage Disclosures

July 8, 2026
Brandon Ivey
The RFI includes a variety of questions regarding timing requirements for TRID disclosures, fee disclosure tolerance thresholds, how borrowers’ right of rescission impacts refinances and issues involving reverse mortgages.
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Mortgage Securitization Rate Increases in First Quarter

July 8, 2026
Brandon Ivey
The sharpest increase in the use of securitization was in the expanded-credit mortgage market.
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Short Takes: Interest Rates Tick Up / Large Expanded-Credit MBS From Verus / Volume Jumps at Figure in 2Q / New Scoring Model From VantageScore

July 8, 2026
Brandon Ivey
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased to 6.58% in the week ending July 3, according to the MBA.
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Home Sales Pick Up in June

July 7, 2026
Brandon Ivey
“The market wrestled with some uncertainty throughout the spring shopping season, but mortgage rates declining from their mid-spring peak has added some extra heat as we head into an already toasty summer,” said Mischa Fisher, chief economist at Zillow.
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Two Harbors Vote on CCM Acquisition Not Particularly Close

July 7, 2026
Brandon Ivey
Among Two Harbors Investment shareholders that voted for or against CrossCountry Mortgage's planned acquisition of Two Harbors, 69.7% voted in favor.
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Cassidy Returns to Walker & Dunlop After FHA Stint

July 7, 2026
Brandon Ivey
“I understand how the Department of Housing and Urban Development and FHA operate behind the scenes, how decisions are made, and what it takes to successfully close complex financing transactions from both sides of the table,” Frank Cassidy wrote on Linkedin.
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Short Takes: Home Price Appreciation Expected to Increase / Pennymac Sends More GSE-Eligible Loans to Non-Agency MBS / eNote Usage Picks Up / Warren Calls for Pulte to Resign From FHFA, DNI

July 7, 2026
Brandon Ivey
Home prices will increase 4.8% on an annual basis as of April 2027, according to projections by Cotality.
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Short Takes: Gen Z Accounts for Record 1 in 5 Homebuyers / KBRA Provides Upgrades to Velocity MBS / Citigroup Markets MBS of High LTV Mortgages

July 6, 2026
James Dohnert
The senior members of Gen Z are 29 years old.
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GSEs Release Historical Datasets for FICO 10T

July 2, 2026
James Dohnert
The release is expected to help lenders and investors evaluate the performance of FICO 10T.
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Mortgage-Banking Activity Declines in 1Q

July 2, 2026
Namrata Bhatia
The industry’s pipeline of loans held for sale was also reduced in the first quarter.
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