Nearly 2,000 lenders and resellers are obtaining VS4 scores for free when paying for FICO scores and more than 165 lenders are exclusively using VS4 for certain loans.

The company behind an AI-native LOS closed a $30 million funding round that included investments from existing clients.

eXp's new partnership comes after the end of a similar relationship with Kind Lending.

A fair amount of the shift in share to the retail channel was due to a decline in production at United Wholesale Mortgage.

“The companies most at risk tend to be those with limited scale, very narrow product offerings or really weak capital positions,” Norah Zhang, an assistant vice president in the financial institutions group at Moody’s Ratings, said.

Nikitra Bailey, executive vice president of the National Fair Housing Alliance, sharply criticized the investigation.

Demand from MBS investors for non-agency mortgages diminished during the second quarter of 2026 as interest rates increased.

Trade groups said aligning ROV policies across mortgage programs would be preferable.

Rate-term refinance locks dropped 20.3%.

At most, 3.5% of mortgage borrowers in recent years opted for a lender they found via a trigger lead, according to estimates by the Government Accountability Office.