Brokers, Correspondents Increase Conforming Originations December 8, 2025 Andras Malatinszky Correspondents upped their share significantly in the government-insured market, while brokers took a bigger bite of nonconforming lending.Read More
Housing Legislation in Congress Will Wait Until 2026 December 8, 2025 Brandon Ivey Republicans in the House balked at including the ROAD to Housing Act in a defense spending bill.Read More
Servicer Refi Retention Rose to Three-Year High December 8, 2025 James Dohnert Servicer refinance retention rose to 28% in the third quarter, according to a report from Intercontinental Exchange.Read More
Short Takes: Investor Purchases Stay Flat in 3Q / Homebuyers Ready to Buy in 2026 / Buyers Moving to Refuge Markets / Angelo Gordon Preps MBS of Agency-Eligible Investor Loans December 8, 2025 James Dohnert A soft rental market is holding back home sales to investors.Read More
Broker Share of Originations Ticks Up in Third Quarter December 5, 2025 Brandon Ivey Only the broker channel managed to increase production in the third quarter, up 1.1% from the second quarter to $96.0 billion.Read More
FHA Proposes Raising Draw Limits on Rehabilitation Loans December 5, 2025 Emmeline Willey The proposal would raise the number of draw requests permitted per contractor from two to four under FHA's Limited 203(k) Rehabilitation program.Read More
Homebuilder Hovnanian Takes Quarterly Loss, Margins Shrink December 5, 2025 Brandon Ivey Buydowns on mortgages are eating into Hovnanian Enterprises' margins.Read More
Short Takes: Freedom Plans Debt Offering / Unlock Brings Large HEI Securitization / MFA Offers Its Largest Expanded-Credit MBS of the Year / Mortgage Fraud Case Against NY AG Falters December 5, 2025 Brandon Ivey The amount, coupon and maturity of Freedom Mortgage's planned debt offering will be determined at the time of issuance, according to Fitch Ratings.Read More
Republicans in House Aim to Reduce Regulations for Housing December 4, 2025 Emmeline Willey Republicans in the House plan to reduce regulations to improve housing affordability.Read More
Warren Pushes Back on CFPB’s ECOA Proposal December 4, 2025 Shannon Clark Sen. Elizabeth Warren, D-MA, said there’s a possibility that Congress will use the Congressional Review Act to overturn the proposal if it’s finalized.Read More