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Originations
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Short Takes: House Poised to Vote on Housing Bill / Demand for Purchase Mortgages Declines / Pending Home Sales Increase in April / Debt Offering From Redwood

May 20, 2026
Brandon Ivey
The House is set to vote on a revised version of the 21st Century ROAD to Housing Act. It’s expected to pass with broad bipartisan support.
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FHA Plans De-Regulation to Address Origination Costs

May 19, 2026
Emmeline Willey
FHA expects to rescind a suite of policies next month as a continuation of its deregulatory approach to tackling affordability, said FHA Deputy Assistant Secretary for Single-Family Housing Matt Jones.
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Mortgage-Banking Income Ticks Up at Nonbanks

May 19, 2026
John Bancroft
Earnings improved during the first quarter of 2026 among a group of 13 publicly traded nonbank companies despite choppy market conditions and slowing production.
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Reasons for Refi Denials Shift in 2025

May 19, 2026
Shannon Clark
Lenders turned down 23.38% of refinance applications based on credit history last year compared to 29.88% in 2024.
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Credit Score Providers Tout Expanded Mortgage-Borrower Pool

May 19, 2026
Brandon Ivey
Both VantageScore and FICO claim their scoring models allow lenders to approve more mortgage applicants.
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Short Takes: Non-Agency Market Gaining Notice / Home Prices Increase in April / HEI Provider Enters Wholesale / Two Harbors Shareholder Vote Extended

May 19, 2026
Brandon Ivey
“Regulators are taking more notice of this part of the market,” Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said of the non-agency sector.
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Losses Narrow at Beeline in 1Q

May 18, 2026
James Dohnert
The small non-agency lender took a $5.3 million loss in the first quarter of 2026, narrowing losses from $8.4 million in the fourth quarter of 2025.
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Short Takes: First Colony Teams With Tidalwave on AI / Sachem Capital, IRG Team Up / Panorama Rebrands / TFG Launches HELOC Platform

May 18, 2026
James Dohnert
First Colony has fully deployed the AI-powered point-of-sale platform after a pilot rollout.
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First-Time Homebuyers Open to 50-Year Mortgage

May 15, 2026
James Dohnert
Some 74% of first-time homebuyers would consider using a 50-year mortgage, according to a recent survey by TD Bank.
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Short Takes: UWM Offers Incentive for Anniversary / AI Voice Assistant Gets Update / Achieve Launches TPO Channel / Hancock Whitney to Acquire One Florida Bank

May 15, 2026
James Dohnert
United Wholesale Mortgage is offering brokers an 86-basis-point pricing incentive to celebrate the lender's 40th anniversary.
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