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Home » Topics » IMFnews » Originations

Originations
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Homebuilder Hovnanian Sees Shift in Incentive Usage

February 26, 2026
Brandon Ivey
Incentives offered by Hovnanian Enterprises for home purchases appear to be levelling off.
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Oregon-Based Bank to Stop Offering Mortgages

February 26, 2026
Brandon Ivey
Ryan Dempster, president and CEO of Willamette Valley Bank, cited competition and elevated interest rates as factors that drove the bank away from mortgage lending.
Read More

Short Takes: Delinquencies Decline / Affordability Measure Declines for First Time in 7 Months / Fairway to Launch Insurance Agency / Income Rises at Cherry Hill

February 26, 2026
Brandon Ivey
The total delinquency rate declined by 3 basis points on a monthly basis to 3.65% as of the end of January, according to Intercontinental Exchange.
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UWM Posts Major Increase in Income in Fourth Quarter

February 25, 2026
Brandon Ivey
The spike in income compared with the third quarter was largely due to changes in the value of mortgage servicing rights.
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GSE MBS Purchases Cloud Outlook for Conservatorship

February 25, 2026
James Dohnert
Experts speaking at SFVegas this week think the White House's interest in removing the GSEs from conservatorship could be dwindling.
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Short Takes: No New Housing Proposals From Trump / Applications Level / ‘Real’ Home Prices Negative / Optimal Blue Creates Virtual Economist

February 25, 2026
Brandon Ivey
“Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house,” President Trump said.
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Better Turns to Stablecoin for Warehouse Funding Alternative

February 24, 2026
Brandon Ivey
Framework Ventures operates a decentralized finance ecosystem known as Sky, which links stablecoins with various types of assets.
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Short Takes: Home Prices Tick Up / Chase Offering Rate Discount / Bed Bath & Beyond Getting Into Mortgages / Bayview Stocks GSE-Eligible Mortgages in Non-Agency MBS

February 24, 2026
Brandon Ivey
Home prices increased by 0.1% on a monthly basis in December, according to the Federal Housing Finance Agency.
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Bank Mortgage-Banking Earnings Slip in Fourth Quarter

February 23, 2026
Brandon Ivey
The fourth-quarter total was skewed by Capital One, which reported $484.8 million in mortgage-banking income in the quarter.
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Industry Participants Have Pulte’s Ear in First Year at FHFA

February 23, 2026
Dennis Hollier
By far, the events listed most frequently in Pulte's calendar are meetings with industry leaders.
Read More
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Latest Imf News

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