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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Mortgage Demand Shifts in March / Applications Tied to New Homes Jump in March / Chase Brings Large HELOC Securitization / LOs Not Top Source of Advice

April 14, 2026
Brandon Ivey
Locks for conforming mortgages lost market share to FHA loans and nonconforming mortgages in March, according to Optimal Blue.
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Parents Playing Growing Role in Helping Children Afford Homes

April 13, 2026
James Dohnert
About six in 10 parents have provided or plan to provide financial assistance to help their child buy a home, according to a new survey released by Veterans United Home Loans.
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Agency Purchase-Mortgage Business Holds Steady in Early 2026

April 10, 2026
Brandon Ivey
Purchase-mortgage volume in agency MBS issued in the first quarter of 2026 was essentially flat compared with the first quarter of 2025.
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Locks for Purchase Mortgages Increase in March

April 10, 2026
Brandon Ivey
Locks for purchase mortgages increased by 22.9% on a monthly basis in March, according to Mortgage Capital Trading.
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GSE Policies on Cryptocurrency Unchanged

April 10, 2026
Dennis Hollier
Multiple GSE officials told Inside The GSEs that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.
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Short Takes: Interest Rates Decline / NewFi Fills Non-Agency MBS / ‘Sweet Spot’ for Buydowns

April 10, 2026
Brandon Ivey
The average interest rate on a 30-year fixed-rate mortgage fell to 6.37% as of Thursday, down from 6.46% the week prior, according to Freddie Mac.
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UWM Offers Temporary Price Break on Purchase Mortgages

April 9, 2026
Brandon Ivey
The promotion is available for borrowers with credit scores of 700 or above, for conventional mortgages and government-insured loans.
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Fannie Issues Guidance for Use of AI by Lenders

April 9, 2026
Dennis Hollier
The new guidelines, which go into effect Aug. 6, require seller/servicers to have clear policies in place to mitigate the risks posed by this technology and to ensure it complies with existing laws and regulations.
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loanDepot Partners With Figure to Offer HELOCs

April 9, 2026
Brandon Ivey
loanDepot has already been originating both HELOCs and closed-end second liens.
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Banks Increase Sales of Mortgages Near End of 2025

April 9, 2026
Emmeline Willey
Banks sold $125.65 billion of mortgages during the fourth quarter of 2025.
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