“People are pausing because of rampant uncertainty,” said Michael Fratantoni, chief economist and a senior vice president of research and business development at the MBA.

“Fannie Mae and Freddie Mac acting more private but still being in conservatorship might be the best of both worlds,” said Mat Ishbia, president and CEO of United Wholesale Mortgage.

The Garrett, McAuley & Co. consulting firm believes the home-lending industry "probably needs to cut costs even more.”

Among the top 10 FHLB borrowers, only one added to its tally of outstanding advances in the first quarter.

CHLA said FHFA could direct the GSEs to establish subsidiaries to evaluate the creditworthiness of borrowers.

“There are lots of risks to the downside if this is not done in a deliberate way,” said Libby Cantrill, a managing director and head of public policy at PIMCO.

ARMs accounted for less than 1% of total FHA originations in 2024.

Crime detection technology created by Palantir will be used to sniff out instances of mortgage fraud in Fannie's multifamily business.

With the Trump administration pulling back on regulation, state regulators are looking to fill the void.

FHFA will make “some decisions” regarding credit score costs shortly, according to Bill Pulte.