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Home » Topics » IMFnews » Originations

Originations
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Mortgage-Banking Income Ticks Up at Nonbanks

May 19, 2026
John Bancroft
Earnings improved during the first quarter of 2026 among a group of 13 publicly traded nonbank companies despite choppy market conditions and slowing production.
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Reasons for Refi Denials Shift in 2025

May 19, 2026
Shannon Clark
Lenders turned down 23.38% of refinance applications based on credit history last year compared to 29.88% in 2024.
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Credit Score Providers Tout Expanded Mortgage-Borrower Pool

May 19, 2026
Brandon Ivey
Both VantageScore and FICO claim their scoring models allow lenders to approve more mortgage applicants.
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Short Takes: Non-Agency Market Gaining Notice / Home Prices Increase in April / HEI Provider Enters Wholesale / Two Harbors Shareholder Vote Extended

May 19, 2026
Brandon Ivey
“Regulators are taking more notice of this part of the market,” Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said of the non-agency sector.
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Losses Narrow at Beeline in 1Q

May 18, 2026
James Dohnert
The small non-agency lender took a $5.3 million loss in the first quarter of 2026, narrowing losses from $8.4 million in the fourth quarter of 2025.
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Short Takes: First Colony Teams With Tidalwave on AI / Sachem Capital, IRG Team Up / Panorama Rebrands / TFG Launches HELOC Platform

May 18, 2026
James Dohnert
First Colony has fully deployed the AI-powered point-of-sale platform after a pilot rollout.
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First-Time Homebuyers Open to 50-Year Mortgage

May 15, 2026
James Dohnert
Some 74% of first-time homebuyers would consider using a 50-year mortgage, according to a recent survey by TD Bank.
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Short Takes: UWM Offers Incentive for Anniversary / AI Voice Assistant Gets Update / Achieve Launches TPO Channel / Hancock Whitney to Acquire One Florida Bank

May 15, 2026
James Dohnert
United Wholesale Mortgage is offering brokers an 86-basis-point pricing incentive to celebrate the lender's 40th anniversary.
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Mortgage One Acquisition Tied to Stock, Earnout, Consulting

May 14, 2026
Brandon Ivey
Jun Choi and Richard Tak are the sole owners of Mortgage One. They will receive 300,000 shares of Linkhome’s stock, which is trading at around $1.00 per share.
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Short Takes: Warsh Confirmed as Fed Chair / All Eyes on CA / House to Vote on Revised Housing Bill

May 14, 2026
Brandon Ivey
Bob Broeksmit, president and CEO of the Mortgage Bankers Association, is optimistic about Kevin Warsh’s appointment to lead the Fed.
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