In some regards, 2024 was a better, but trying, year for mortgage bankers. A handful of publicly traded shops gave nice pay raises to those in the C-suites. (Includes data table.)

The MBA said increased competition in the credit score space could improve competition in the mortgage space “if implemented correctly.”

The Bank of Glen Burnie will pay $750,000 along with sharing profits for three years and an origination-based add-on.

Banks and private issuers will now be able to obtain a license from the renamed U.S. Fin Tech to issue GSE-grade securities (minus the GSE guarantee).

FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.

FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.

To help combat a decline in demand for new homes, homebuilders have reduced building activity to some extent and leaned on incentives such as mortgage buydowns.

Locks were up 2.0% from May.

Some 29% of households surveyed by Fannie Mae in June said they were concerned about potentially losing their jobs, up from a 22% share in May.

Loan brokerage firms had 83,600 workers on their payrolls as May closed out, off 100 from April 30.