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Home » Topics » IMFnews » Originations

Originations
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Guild Bounces Back With a Profit in Second Quarter

August 8, 2025
James Dohnert
Stronger originations and servicing income helped drive Guild to a profit in the second quarter after taking a loss in the first quarter.
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Short Takes: UWM Sticking With 1 Subservicer / Angel Oak Sale Price / Housing Market Sentiment Improves / Cherry Hill Partners With Lender / LendingTree Rated by Fitch

August 8, 2025
Brandon Ivey
United Wholesale Mortgage has all of its servicing with one subservicer as the nonbank builds an in-house servicing operation.
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UWM Bounces Back to Profitability, Margins Increasing

August 7, 2025
Brandon Ivey
The second quarter of 2025 marked UWM’s highest level of production since late 2021, when interest rates on mortgages were significantly lower.
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MBA Calls for End of Tri-Merge Process at GSEs

August 7, 2025
Brandon Ivey
The MBA wants the GSEs to move away from a tri-merge credit score process but the trade group is still looking for an alternative option.
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Better Takes Loss in Second Quarter, Expects More Losses

August 7, 2025
Brandon Ivey
Officials at Better project that the nonbank will continue to take losses with a goal of breaking even by the end of the third quarter of 2026.
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Mortgage Servicing Complaints to CFPB Decline in 2Q

August 7, 2025
Shannon Clark
Servicing was the only mortgage category to see a quarterly drop in complaints.
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Short Takes: UWM Pushing Refis / Zillow Boosts its Originations / Freddie Expands Financing for Manufactured Homes / Former Change Lending CEO Heads to Patriot Bank

August 7, 2025
Brandon Ivey
UWM's refi incentive is scheduled to be available through Sept. 16.
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Refi Business Perks Up With Brief Decline in Interest Rates

August 6, 2025
Brandon Ivey
Locks for rate-term refinances increased by 5.4% on a monthly basis in July.
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Profits Decline Somewhat at MFA Financial in 2Q

August 6, 2025
Brandon Ivey
The real estate investment trust focuses on acquiring non-qualified mortgages and originating business-purpose loans.
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Income Drops at Chimera Investment in Second Quarter

August 6, 2025
Brandon Ivey
The firm plans to be a programmatic issuer of expanded-credit mortgage-backed securities following the acquisition of HomeXpress.
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