Issuance of commercial MBS and non-mortgage ABS increased at a faster pace during the third quarter than issuance of residential MBS.

Equifax is taking actions to increase adoption of VantageScore 4.0.

Kashkari cited data centers as an investment that appears to be offering stronger returns to investors rather than building homes or apartment buildings.

McKernan is expected to play a major role in efforts to reform the government-sponsored enterprises.

VA refi volume was down 31.5% from the second quarter, while FHA refi volume slipped 10.3%.

The proposal, if implemented, will largely benefit a subset of banks that don’t meet HMDA reporting requirements yet do receive at least 50 applications for mortgages per year.

The net share of consumers who think interest rates will decline in the next 12 months was only 2% in September.

Greg Sher, a managing director at NFM Lending, warned about potential parallels between the expanded-credit market and the non-agency market in the runup to the crash of 2008.

By eliminating its bank holding company, Flagstar Bank will drop the Federal Reserve as a regulator.

FHA is supporting some manual endorsement actions that lenders cannot process themselves.