Conventional-conforming mortgages accounted for 54.3% of originations in the first quarter of 2026.

Amy Moses, vice president for strategic growth at the Mortgage Industry Standards Maintenance Organization, said a widespread shift to eNotes will occur when industry participants recognize the economic benefits and when not participating in the eNote space would make them less competitive.

FHA published a request for information seeking ways to ease its minimum property requirements.

Sales of new single-family homes declined by 6.2% on a monthly basis in April.

The consumer groups raised various legal arguments about the final rule, including that it was issued in violation of various laws that set requirements for the rulemaking process.

“There’s a tremendous economic incentive to adopt VantageScore, it’s just gonna take some time to work it through,” said Chris Cartwright, CEO of TransUnion.

Closed-end second securitization was up on a quarterly basis while activity involving home equity lines of credit declined.

In late February, just before interest rates started rising, the refi share of applications was close to 60%.

The re-proposal would improve banks’ return on capital, said John Sim, a managing director at JPMorgan Chase.

Homesellers are refusing to offer steep discounts.