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Home » Topics » IMFnews » Originations

Originations
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DOJ’s Mortgage-Fraud Lawsuit Against NY AG James Dismissed

November 25, 2025
Brandon Ivey
The ruling didn’t address the fraud allegations involving NY AG Letitia James.
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CFPB Proposes More Lenient Enforcement Under ECOA

November 25, 2025
Shannon Clark
The proposal also aims to limit activity under special purpose credit programs.
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FHFA Increases GSE Multifamily Caps for 2026

November 25, 2025
Brandon Ivey
Both Fannie Mae and Freddie Mac will be subject to $88.0 million caps on their multifamily funding volume in 2026.
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Short Takes: Home Prices Increase / Senate Eyes Secondary Market for Construction Loans / CFPB’s Humility Pledge / Nomura Expands MBS Offerings

November 25, 2025
Brandon Ivey
Home prices increased by 2.2% on an annual basis as of the end of September, according to FHFA.
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Private MI Sector Gains Originations Share in Third Quarter

November 21, 2025
John Bancroft
Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.
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Ackman Hoping for GSE ‘Christmas Present’ From Trump Admin

November 21, 2025
Brandon Ivey
“The president’s got a lot on his plate,” Bill Ackman, CEO and portfolio manager of Pershing Square Holdings, said of President Trump. “We’re approaching Thanksgiving, but it’s actually theoretically possible.”
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AmWest, Goldman Round Out Busy Week for Expanded-Credit MBS

November 21, 2025
Brandon Ivey
Eight expanded-credit MBS hit the market this week, with a total unpaid principal balance of $3.38 billion.
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Short Takes: Sales of Existing Homes Tick Up / Government Servicing Dataset From MISMO / Newer POS Provider Raises Funds

November 21, 2025
Brandon Ivey
A decline in interest rates on mortgages helped to prop up home sales during the partial shutdown of the federal government.
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MBA Sees Interest Rates on Mortgages Holding Steady in 2026

November 20, 2025
Brandon Ivey
MBA projects that the average interest rate for a 30-year fixed-rate mortgage will increase from 6.3% in the fourth quarter of 2024 to 6.4% in the first quarter of 2026, and then remain at 6.4% through the year.
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Short Takes: FHA, Ginnie Nominations Move Forward / FHA Removes Disclosure Requirement / New Mortgage Lender / Fairway Partners on Credit Card

November 20, 2025
Brandon Ivey
The Mortgage Bankers Association called for the full Senate to quickly confirm the nominees.
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