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Home » Topics » IMFnews » Originations

Originations
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Sellers Pulling Back as Price Growth Flattens

January 5, 2026
James Dohnert
Sellers are reluctant to give up their low-interest rates and are deciding to wait to list their home until the market improves.
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Homebuyers Reached Downpayment Goals Faster in 2025

December 30, 2025
James Dohnert
It now only takes seven years for a typical homebuyer to save for downpayment, according to a new report from Realtor.com.
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Pending Home Sales See Slight Boost

December 30, 2025
James Dohnert
Real estate agent confidence is growing as pending home sales pick up heading into 2026.
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Loan Production Income Increases at Publicly Traded Banks, Nonbanks

December 29, 2025
John Bancroft
A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.
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GSEs Growing Retained MBS Holdings in 4Q25

December 29, 2025
John Bancroft
At the end of November, the two government-sponsored enterprises held $104.56 billion of agency MBS in retained portfolios. That was up $31.99 billion from the end of September, a 44.1% increase.
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Sellers Increasingly Outnumbering Buyers in Housing Market

December 29, 2025
James Dohnert
Redfin said that it has been a buyer’s market since May 2024.
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Home Price Growth Slows in November

December 23, 2025
James Dohnert
Home prices increased 2.6% on a year-over-year basis in November, the smallest increase since 2012.
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Mortgage-Banking Income at Depositories Increases

December 22, 2025
Brandon Ivey
Banks and thrifts saw a 6.1% increase in mortgage-banking income from the second to the third quarter.
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Homes Staying on the Market Longer

December 22, 2025
James Dohnert
Homes that went under contract last month spent an average of 53 days on the market, according to a new report by Redfin.
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Existing-Home Sales Up Slightly in November

December 22, 2025
James Dohnert
Existing-home sales increased in November, the third consecutive month of sequential growth.
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