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Home » Topics » IMFnews » Originations

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Senate Leaders Not Ready to Go With House on Housing Bill

May 21, 2026
Brandon Ivey
“There’s still work to be done and we are committed to continuing to work with the White House and our colleagues in the House on a housing bill that can pass the Senate and get to the president’s desk,” said Sens. Tim Scott, R-SC, and Elizabeth Warren, D-MA.
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Rate Sharply Increases Correspondent Sales in 2025

May 21, 2026
Namrata Bhatia
Rate sent $18.58 billion of mortgages to unaffiliated buyers in 2025, according to an Inside Mortgage Trends analysis of HMDA data.
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GSE VantageScore Pilot Secrecy Extends to Credit Bureau

May 21, 2026
Brandon Ivey
Even officials at Experian aren’t sure how many lenders are participating in the pilot.
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Short Takes: GSEs Adjust LLPAs / Mortgage Defect Rate Down Slightly / HELOC Securitization Picks Up / Pending Home Sales Decline

May 21, 2026
Brandon Ivey
The GSEs have differing loan level price adjustments for classic FICO and VantageScore 4.0, according to VantageScore.
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Veterans United Seeing Cost Savings With eNotes

May 20, 2026
Emmeline Willey
The lender saves 5 basis points per loan on average using eNotes.
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Rocket Offering Discounts on Home Sales With Redfin

May 20, 2026
Brandon Ivey
The savings of up to $20,000 come in the form of lender credits and reduced real estate agent commissions.
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FHA Proposes Denying Loans Due to Delinquent Child Support

May 20, 2026
Brandon Ivey
FHA noted that federal law prohibits providing federal financial assistance to individuals with delinquent child support.
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Short Takes: House Poised to Vote on Housing Bill / Demand for Purchase Mortgages Declines / Pending Home Sales Increase in April / Debt Offering From Redwood

May 20, 2026
Brandon Ivey
The House is set to vote on a revised version of the 21st Century ROAD to Housing Act. It’s expected to pass with broad bipartisan support.
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FHA Plans De-Regulation to Address Origination Costs

May 19, 2026
Emmeline Willey
FHA expects to rescind a suite of policies next month as a continuation of its deregulatory approach to tackling affordability, said FHA Deputy Assistant Secretary for Single-Family Housing Matt Jones.
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Mortgage-Banking Income Ticks Up at Nonbanks

May 19, 2026
John Bancroft
Earnings improved during the first quarter of 2026 among a group of 13 publicly traded nonbank companies despite choppy market conditions and slowing production.
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