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Home » Topics » IMFnews » Originations

Originations
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Mixed Signals in Home Price Appreciation Through August

September 22, 2026
Brandon Ivey
Home price appreciation posted its fastest annual growth rate in a year in August, while also slowing on a monthly basis.
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Short Takes: New Leaders at Sagent / Blackstone Back With an Expanded-Credit MBS / Non-QM Lender Offering $3,000 Credit

September 22, 2026
Brandon Ivey
Sridhar Sharma is the new CEO of Sagent, following a nine-month stint in the position by Chris Marshall.
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Credit Score Variance Caused By More Than Just Models

September 21, 2026
Dennis Hollier
A recently released research paper estimates that the scoring model only accounts for about two thirds of the difference between VantageScore 4.0 scores and those of FICO 10T.
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Jumbo Mortgages Gain Originations Share in Second Quarter

September 18, 2026
Brandon Ivey
Jumbos accounted for 18.8% of originations in the second quarter of 2026, the highest share for the products since late 2022.
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Verus Expanding Into Prime Non-Agency MBS Issuance

September 18, 2026
Brandon Ivey
The planned $309.7 million prime non-agency MBS from Verus Mortgage Capital differs in a number of ways from its expanded-credit MBS issuance.
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Short Takes: Interest Rates on Mortgages Spike / Pending Home Sales Hold Up in August / Housing Starts Increase / Mike Middleman New CEO of Archwell Capital

September 18, 2026
Brandon Ivey
The average interest rate for a 30-year fixed-rate mortgage increased by 19 basis points this week, to 6.95% as of Thursday, according to Freddie Mac.
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Interest Rates on Mortgages Seen as Near Peak

September 17, 2026
Brandon Ivey
“Longer-term rates, including mortgage rates, had already baked in the expectation of hikes at this and future meetings,” said Mike Fratantoni, a senior vice president and chief economist at the Mortgage Bankers Association.
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Purchase Mortgages Push Up Agency MBS in August

September 17, 2026
John Bancroft
Issuance of agency mortgage-backed securities increased by 4.6% on a monthly basis to $115.92 billion in August.
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Real Estate Fraud Rising, FBI Lacking Resources

September 17, 2026
Emmeline Willey
NAR attempted to recruit the help of the Federal Bureau of Investigation to crack down on fraud, but was told the bureau didn’t have the resources to pursue the patchwork of cases across the country.
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Lennar Taking Financial Hit While Maintaining Home Sale Pace

September 17, 2026
Brandon Ivey
Home sales held firm on a quarterly basis in Lennar’s fiscal third quarter while the homebuilder’s income declined by 6.9%.
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Latest Imf News

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