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Short Takes: FHFA Seeks Comments on New Strategic Plan / Exchange for CRA Loans / CRE Finance Council Adjusts DC Symposium Due to Shutdown / Agency MBS REIT Profitable in 3Q

October 16, 2025
Brandon Ivey
FHFA's proposed strategic plan includes an emphasis on combating fraud and misconduct.
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Mortgage Lending Ticks Up at BofA in 3Q, Slows Elsewhere

October 15, 2025
Brandon Ivey
While Bank of America managed to increase mortgage production in the third quarter, lending was down at Citizens Financial and PNC Financial.
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Large Nonbanks Lose Some Share in 3Q GSE Business

October 15, 2025
Dennis Hollier
Market share of GSE business from large nonbanks fell from 56.1% for deliveries in the second quarter of 2025 to 53.8% in the third quarter.
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Pennymac Sending Traditional GSE-Eligible Loans to Non-Agency MBS

October 15, 2025
Brandon Ivey
Pennymac is set to issue a $291.7 million non-agency mortgage-backed security with GSE-eligible mortgages for primary residences.
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Dimon Seeks Reduction in Regulations to Boost Housing

October 15, 2025
Brandon Ivey
Jamie Dimon, chairman and CEO of JPMorgan Chase, suggested reducing regulation to help housing supply and to reduce the cost of mortgages.
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Short Takes: Santander Bank Issuing its First HEL Securitization / Home Equity Loan Awareness Lacking / Free Instacart+ for Mesa Members / UWM and Bilt Plan 2026 Rollout

October 15, 2025
Brandon Ivey
Santander Bank is marketing a $289.3 million securitization of closed-end second liens, a first for the bank.
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Chase Increases Originations in 3Q, Production Slows at Wells

October 14, 2025
Brandon Ivey
Mortgage originations increased somewhat during the third quarter at JPMorgan Chase, helped by the correspondent channel.
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Mixed Trends for MI Volume in Agency MBS Market

October 14, 2025
Namrata Bhatia
Loans without mortgage insurance gained some share in the agency MBS market during the third quarter.
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CFPB Poised to Resume Exam Activity

October 14, 2025
Shannon Clark
Andrew Glass, a partner at the law firm of Nixon Peabody, said he believes the bureau took some time when it put its activities on pause near the beginning of the Trump administration to “think about the scope of the institutions that it wanted to examine.”
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FoA Turns to Better for Traditional Home Equity Lending

October 14, 2025
Brandon Ivey
FoA will offer the home equity loans through Better’s Tinman platform, a first for the lender, which has focused on reverse mortgages.
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Latest Imf News

  • Rising Interest Rates Diminishing Mortgage Demand

  • HECM Endorsements Increase Slightly in 2025

  • Pennymac Spreads Out Agency-Eligible Deliveries

  • Lenders Face Complications With Non-Agency Lending

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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