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Pending Home Sales See Slight Boost

December 30, 2025
James Dohnert
Real estate agent confidence is growing as pending home sales pick up heading into 2026.
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Short Takes: Mr. Cooper Layoffs / KBRA on UWM, Two Harbor Deal / Investors Push to Acquire Land in Areas Impacted by CA Wildfires / OceanFirst to Acquire Flushing Financial

December 30, 2025
James Dohnert
Mr. Cooper announces layoffs following merger; KBRA believes UWM and Two Harbors deal will be strategically favorable; Investor increasing land purchases for areas impacted by California wildfires; Flushing Financial to merge with OceanFirst Financial.
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Loan Production Income Increases at Publicly Traded Banks, Nonbanks

December 29, 2025
John Bancroft
A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.
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FHFA Adopts New Housing Goals for the GSEs

December 29, 2025
James Dohnert
The recently announced goals supplant the three-year plan covering 2025 to 2027 that was adopted during the Biden administration.
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GSEs Growing Retained MBS Holdings in 4Q25

December 29, 2025
John Bancroft
At the end of November, the two government-sponsored enterprises held $104.56 billion of agency MBS in retained portfolios. That was up $31.99 billion from the end of September, a 44.1% increase.
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Sellers Increasingly Outnumbering Buyers in Housing Market

December 29, 2025
James Dohnert
Redfin said that it has been a buyer’s market since May 2024.
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Short Takes: Fannie Expects Modest Home Sales Growth / 1st Security Bank Hires New Director of Home Lending / AD Mortgage Launches New Jumbo Product / Mortgage Application Volume Declines

December 29, 2025
James Dohnert
Fannie expects home sales to increase 7% in 2026; 1st Security Bank hires Omeed Salashoor; AD Mortgage debuts jumbo product for luxury homebuyers; MBA said mortgage applications declined the week of Dec. 19.
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GSE Repurchases on the Rise in 3Q

December 23, 2025
John Bancroft
Lender repurchases of GSE loans increased 19.8% from the second to the third quarter.
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Seasonal Factors Drive Increase in Delinquency Rate

December 23, 2025
James Dohnert
The last day of November falling on Sunday likely was the cause of the increase in delinquencies from October.
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CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

December 23, 2025
Shannon Clark
The CDIA said that credit washing, encouraged by credit repair organizations, is driving the increase in complaints submitted to the CFPB.
Read More
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Latest Imf News

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Featured Data

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Featured Reports

  • IMF HMDA Dashboard: 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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