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Industry, Consumer Groups at Odds on Section 1071 Changes

January 2, 2026
Shannon Clark
The proposal seeks to narrow the scope of the original rule's data collection requirements.
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Short Takes: FHLBank Chicago Opens Community Advance Product for 2026 / Equity Bancshares Completes Merger / 2025 Mortgage Rates Hit New Low / Independent Bank Corp. Appoints New EVP Retail Banking

January 2, 2026
Shannon Clark
The FHLB of Chicago's Community Advance product is accepting applications for the new year.
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Warehouse Lending Commitments Rise in 3Q

December 31, 2025
Brandon Ivey

As of the end of September, warehouse commitments were up 1.9% from the end of June.


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Judge Orders Trump Administration to Fund CFPB

December 31, 2025
Shannon Clark
Judge Amy Berman Jackson said while the preliminary injunction doesn't contain a provision expressly ordering the bureau to request funds from the Fed, it does set out clear duties that require money to fulfill.
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Consumer Advocates Criticize CFPB's ECOA Proposal

December 31, 2025
Shannon Clark
The proposal would make major changes to the Equal Credit Opportunity Act.
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Fannie Modernizes HomeStyle Mortgage Options

December 31, 2025
Dennis Hollier
Among several changes, Fannie rebranded its HomeStyle Energy product.
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Short Takes: Online Research Impacting Real Estate Agent Selection / States Sanction MLO for SAFE Act Violations / Accurate Group Completes First UAD 3.6 / reAlpha Launches National LO Recruitment Program

December 31, 2025
Shannon Clark
A new Zillow report found 36% of home sellers now find their agents through online channels, up from 15% in 2018.
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Mortgage Sales Rise at Banks and Thrifts

December 30, 2025
Brandon Ivey
Chase had the most mortgage sales volume in the third quarter among depositories, according to a recent Inside Mortgage Trends analysis of call report data.
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Homebuyers Reached Downpayment Goals Faster in 2025

December 30, 2025
James Dohnert
It now only takes seven years for a typical homebuyer to save for downpayment, according to a new report from Realtor.com.
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Assumable, Portable Mortgages Unlikely to Significantly Boost Affordability

December 30, 2025
Dennis Hollier
Urban Institute researchers said in a recent report that only strategies that catalyze new construction can truly address the housing affordability problem.
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Latest Imf News

  • Correspondent Channel Loses More Share in First Quarter

  • GSEs’ Treatment of VantageScore a Black Box

  • GSE MBS Investors Frustrated by Trump Administration

  • Netcapital to Acquire Resmac in $5 Million Deal

More Imf News

Featured Data

  • FHA Refis Sole Bright Spot in First-Quarter Originations

  • Banks’ Mortgage Holdings Inch Down in First Quarter

  • Chase Lags on Non-Agency MBS Servicing

  • Bank Holdings of Consumer ABS Trend Higher in 1Q

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Mortgage Profitability Report 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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