https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com Loans with balances above the baseline conforming loan limit accounted for 16.4% of total originations in the first quarter of 2026. http://www.insidemortgagefinance.com/articles/237741 Fri, 12 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237741-jumbo-mortgage-gaining-share-in-originations bivey@imfpubs.com The planned $1.02 billion deal is the largest offering in the sector thus far this year and one of the largest since the establishment of non-qualified mortgages. http://www.insidemortgagefinance.com/articles/237742 Fri, 12 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237742-annaly-brings-exceptionally-large-expanded-credit-mbs bivey@imfpubs.com “The flatter yield curve is burning a hole in a lot of people’s pockets,” sai Alan Qureshi, president of Black Lake Investments. http://www.insidemortgagefinance.com/articles/237743 Fri, 12 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237743-non-agency-mbs-investors-showing-insatiable-demand bivey@imfpubs.com The mismatch between higher home prices with higher interest rates and household income is narrowing, according to Stuart Miller, executive chairman, CEO and president of Lennar. http://www.insidemortgagefinance.com/articles/237744 Fri, 12 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237744-lennar-reducing-incentives-for-home-purchases bivey@imfpubs.com “Two-thirds of mortgage holders compared quotes from multiple lenders during their most recent mortgage-shopping process, but only 54% attempted to negotiate,” according to LendingTree. http://www.insidemortgagefinance.com/articles/237745 Fri, 12 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237745-short-takes-borrowers-advised-to-negotiate-borrowers-ready-to-avoid-people-foreclosures-decline-in-may-rocket-sending-jumbos-to-redwood jdohnert@imfpubs.com Silvio Tavares, president and CEO of VantageScore, downplayed concerns that some originators would use both classic FICO scores and VantageScore 4.0 in the underwriting process and pick the better of the two scores to qualify a borrower. http://www.insidemortgagefinance.com/articles/237721 Thu, 11 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237721-vantagescore-ceo-brushes-off-lender-choice-concerns bivey@imfpubs.com Johnson was deputy director of the CFPB during the first Trump administration. http://www.insidemortgagefinance.com/articles/237722 Thu, 11 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237722-trump-nominates-brian-johnson-for-cfpb-director ewilley@imfpubs.com The decline in issuance was driven by refinances, with refi volume off 16.8% on a monthly basis. http://www.insidemortgagefinance.com/articles/237723 Thu, 11 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237723-ginnie-issuance-ticks-down-in-may bivey@imfpubs.com Spring EQ is a longtime player in the home equity loan market, but the firm is rarely the sole contributor to a securitization. http://www.insidemortgagefinance.com/articles/237724 Thu, 11 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237724-spring-eq-fills-ces-securitization-from-cerberus bivey@imfpubs.com The MBA's white paper, prepared by the law firm of Orrick, Herrington & Sutcliffe, addresses various questions regarding AI usage. http://www.insidemortgagefinance.com/articles/237726 Thu, 11 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237726-short-takes-white-paper-on-ai-regulation-pending-home-sales-decline-annaly-increases-dividend bivey@imfpubs.com Kiavi originated more than $7.0 billion of loans in 2025, with a focus on short-term residential transition loans along with mortgages underwritten using debt service coverage ratios. http://www.insidemortgagefinance.com/articles/237703 Wed, 10 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237703-figure-and-sixth-street-to-acquire-non-agency-lender-kiavi azimmardi@imfpubs.com Lenders denied 12.1% of applications for jumbo mortgages in 2025. http://www.insidemortgagefinance.com/articles/237704 Wed, 10 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237704-denial-rates-on-jumbo-mortgages-decline-in-2025 bivey@imfpubs.com Applications increased by 10.8% on a weekly basis, including a 15% rise in requests for refinances. http://www.insidemortgagefinance.com/articles/237705 Wed, 10 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237705-applications-up-even-with-rise-in-interest-rates bivey@imfpubs.com Deal sizes have increased with each issuance, growing from $234.5 million for the first deal from Figure, in August, to $373.3 million with the new issuance. http://www.insidemortgagefinance.com/articles/237706 Wed, 10 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237706-figure-ramping-up-securitization-of-first-lien-helocs bivey@imfpubs.com “The existing home sales data reflects momentum that was building earlier this spring, when buyers briefly benefited from improved affordability and greater purchasing power,” said Kamini Lane, CEO and president of Coldwell Banker Realty. http://www.insidemortgagefinance.com/articles/237708 Wed, 10 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237708-short-takes-sales-of-existing-homes-increase-pultes-dual-role-starts-next-week-pennymac-adds-ai-specialist-to-board-ai-servicing-metric jbancroft@imfpubs.com The agencies securitized $30.31 billion of rate-term refis in May, a 32.6% decline from April. http://www.insidemortgagefinance.com/articles/237687 Tue, 09 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237687-refis-drag-down-agency-mbs-issuance-in-may jdohnert@imfpubs.com Locks for purchase mortgages declined by 5.1% on a monthly basis in May and rate-term refi locks fell 33.6%. http://www.insidemortgagefinance.com/articles/237688 Tue, 09 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237688-locks-decline-pull-through-rate-drops-in-may bivey@imfpubs.com The HELOCs were largely originated by United Wholesale Mortgage and HomeTrust Bank/Symmetry Lending. http://www.insidemortgagefinance.com/articles/237689 Tue, 09 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237689-citi-offers-its-first-post-crisis-heloc-securitization jdohnert@imfpubs.com “Regardless of who wins the bid, the consequences of this is market-disrupting for anyone who does not have the capital to build up servicing and/or the technology leadership to take advantage of it,” said Rick Roque, a consultant with Menlo Company. http://www.insidemortgagefinance.com/articles/237690 Tue, 09 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237690-two-harbors-bidding-war-has-implications-for-msr-values bivey@imfpubs.com Some $12.26 million of mortgages originated using VantageScore were included in GSE MBS issued in May. http://www.insidemortgagefinance.com/articles/237691 Tue, 09 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237691-short-takes-vantagescore-loans-trickle-in-to-gse-mbs-rocket-plans-large-debt-offering-concerns-about-concentration-in-non-qm-servicing azimmardi@imfpubs.com The bank originated $7.34 billion in jumbos in the first quarter, a 22.9% decline from the fourth quarter of 2025, according to a new analysis and ranking by Inside Nonconforming Markets.  Inside Nonconforming Markets.]]> http://www.insidemortgagefinance.com/articles/237682 Mon, 08 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237682-chase-remained-top-jumbo-lender-in-1q jdohnert@imfpubs.com UWM has until Friday to engage in discussions with the Two Harbors board of directors on a revised acquisition bid. http://www.insidemortgagefinance.com/articles/237683 Mon, 08 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237683-two-harbors-open-to-negotiations-with-uwm ewilley@imfpubs.com Frank Cassidy said that he’s resigning from his role as FHA commissioner to return to the private sector. http://www.insidemortgagefinance.com/articles/237684 Mon, 08 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237684-cassidy-steps-away-from-fha jdohnert@imfpubs.com The settlement resolves allegations that the company violated servicing loan modification laws during the COVID-19 pandemic. http://www.insidemortgagefinance.com/articles/237685 Mon, 08 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237685-sps-settles-with-california jdohnert@imfpubs.com The Florida-based bank has agreed to sell its third-party originations channel to Mortgage Forward, part of the Great Lakes Credit Union family. http://www.insidemortgagefinance.com/articles/237686 Mon, 08 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237686-short-takes-first-federal-sells-tpo-channel-trump-keeps-door-open-on-gse-ipo-pulte-dni-appointment-only-temporary bivey@imfpubs.com Cash window acquisitions by the GSEs look to be cutting into the volume of production flowing to correspondent aggregators. http://www.insidemortgagefinance.com/articles/237676 Fri, 05 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237676-correspondent-chanel-loses-more-share-in-first-quarter bivey@imfpubs.com It's not clear how the GSEs are applying loan level price adjustments to mortgages underwritten with VantageScore. http://www.insidemortgagefinance.com/articles/237679 Fri, 05 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237679-gses-treatment-of-vantagescore-a-black-box bivey@imfpubs.com “There needs to be more clarity on how the GSEs participate in this space,” said Barath Sankaran, a portfolio manager of mortgages at Loomis Sayles. http://www.insidemortgagefinance.com/articles/237678 Fri, 05 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237678-gse-mbs-investors-frustrated-by-trump-administration jdohnert@imfpubs.com The acquisition is set to add a new revenue stream to Netcapital that is focused on residential mortgage originations and servicing. http://www.insidemortgagefinance.com/articles/237674 Fri, 05 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237674-netcapital-to-acquire-resmac bivey@imfpubs.com UWM is willing to revise the terms of its offer to acquire Two Harbors Investment. http://www.insidemortgagefinance.com/articles/237680 Fri, 05 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237680-short-takes-uwm-wants-to-negotiate-more-pilot-participants-big-swings-by-vantagescore-ceo-optimal-blue-integrates-fico-10t