https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com Mortgage CEOs warn of potential liquidity shocks. http://www.insidemortgagefinance.com/articles/238923 Wed, 28 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238923-mortgage-ceos-bracing-for-dot-com-ish-shocks dhollier@imfpubs.com High interest rates depress new loan acquisitions at the mortgage giant, but also limit prepayments, which keeps portfolio earnings high. http://www.insidemortgagefinance.com/articles/238924 Wed, 28 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238924-fannie-mae-profits-weather-weak-market bivey@imfpubs.com “In our experience working around the globe, it is that price [of $1 per score] is more reflective of what scores sell for,” said Chris Cartwright, president and CEO of TransUnion. “They don’t sell for $10 elsewhere.” http://www.insidemortgagefinance.com/articles/238927 Wed, 28 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238927-transunion-ceo-looks-askew-at-ficos-pricing bivey@imfpubs.com Champions Funding is a Community Development Financial Institution whose loans aren’t subject to ability-to-repay requirements. http://www.insidemortgagefinance.com/articles/238926 Wed, 28 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238926-annaly-sources-loans-from-cdfi-for-expanded-credit-mbs bivey@imfpubs.com Applications increased for the first time on a weekly basis since the week ending Sept. 2. http://www.insidemortgagefinance.com/articles/238928 Wed, 28 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238928-short-takes-applications-tick-up-cmg-paying-on-production-for-northpointe-units-home-prices-up-in-chicago-down-in-seattle-prices-for-new-homes-drop bivey@imfpubs.com The GSE's agency MBS holdings jumped by $1.79 billion in a month. http://www.insidemortgagefinance.com/articles/238911 Tue, 27 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238911-freddie-adds-to-mbs-holdings-in-september-loans-decline bivey@imfpubs.com The delinquency rate rose above the level seen at the end of July. http://www.insidemortgagefinance.com/articles/238912 Tue, 27 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238912-delinquencies-on-securitized-non-qms-bounce-back-up ewilley@imfpubs.com “You have to look at where defaults [are] going to be in six months, a year, two years, three years,” said former FHA Commissioner Frank Cassidy. http://www.insidemortgagefinance.com/articles/238913 Tue, 27 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238913-former-fha-commissioner-cites-delinquency-risk-for-holding-mip azimmardi@imfpubs.com Fitch is considering using alternative scores and other loan, property and borrower variables to develop a risk-equivalent translation to create an “equated” Classic FICO score across a portfolio of loans to be used within the firm’s origination probability of default model. http://www.insidemortgagefinance.com/articles/238914 Tue, 27 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238914-fitch-considers-rating-adjustments-for-new-credit-score-models bivey@imfpubs.com On an annual basis, home prices increased by 2.4% in August. http://www.insidemortgagefinance.com/articles/238915 Tue, 27 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238915-short-takes-home-price-appreciation-picks-up-in-august-offering-of-ginnie-msrs-ohio-bank-hiring-los azimmardi@imfpubs.com Overall, issuance of expanded-credit MBS inched up 1.2% from the second quarter to $27.37 billion in the third quarter. http://www.insidemortgagefinance.com/articles/238906 Mon, 26 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238906-arms-boost-ecm-mbs-issuance-in-3q jdohnert@imfpubs.com Among the proposed exceptions is a carve out around build-to-rent programs, which allow an investor to buy a newly built home as long as it’s occupied by a renter within 18 months of the purchase. http://www.insidemortgagefinance.com/articles/238907 Mon, 26 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238907-treasury-outlines-framework-for-investor-homes-ban ewilley@imfpubs.com Joe Gormley, Ginnie Mae president and acting FHA commissioner, said recently at the Mortgage Bankers Association’s annual conference in Chicago that the 203(k) renovation program could unlock “a lot of potential,” particularly in urban areas. http://www.insidemortgagefinance.com/articles/238908 Mon, 26 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238908-fha-wants-to-boost-renovation-loan-program jdohnert@imfpubs.com Veterans and service members are more willing to buy a home even without an interest rate cut expected within the next year. http://www.insidemortgagefinance.com/articles/238909 Mon, 26 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238909-va-buyers-less-willing-to-wait-for-market-improvements jdohnert@imfpubs.com The new portal provides authorized users with secure, permission-based access to relevant loan information and workflows from their subservicer. http://www.insidemortgagefinance.com/articles/238910 Mon, 26 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238910-short-takes-bitb-launches-platform-for-better-subservicer-visibility-fico-to-keep-lower-priced-score-option-home-price-growth-slows bivey@imfpubs.com The order included four directives, stopping well short of requests from mortgage industry participants. http://www.insidemortgagefinance.com/articles/238899 Fri, 23 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238899-housing-executive-order-less-expansive-than-hoped-for nbhatia@imfpubs.com Purchase-mortgage volume increased from the second quarter and refi business dropped. http://www.insidemortgagefinance.com/articles/238900 Fri, 23 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238900-gse-primary-mi-volume-up-in-3q-fha-slips bivey@imfpubs.com Rithm’s residential mortgage unit turned a $604.8 million profit before taxes during the third quarter, more than five times the income the unit generated the prior quarter. http://www.insidemortgagefinance.com/articles/238901 Fri, 23 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238901-profits-skyrocket-at-rithms-mortgage-unit-in-3q-helped-by-servicing bivey@imfpubs.com The planned sale amounts to nearly 30% of UWM's servicing portfolio as measured at the end of September. http://www.insidemortgagefinance.com/articles/238902 Fri, 23 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238902-uwm-selling-large-chunk-of-servicing-during-fourth-quarter jdohnert@imfpubs.com “After the significant and rapid repricing, we find ourselves once again facing a highly attractive investment opportunity,” said Smriti Popenoe, co-CEO and president at Dynex Capital. http://www.insidemortgagefinance.com/articles/238903 Fri, 23 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238903-agency-mbs-investors-see-opportunities-after-rate-hike bivey@imfpubs.com PrimeLending took a $10.8 million pre-tax loss in the third quarter of 2026 after a $2.0 million pre-tax loss in the second quarter. http://www.insidemortgagefinance.com/articles/238904 Fri, 23 Oct 2026 11:54:00 -0400 https://www.insidemortgagefinance.com/articles/238904-short-takes-losses-jump-at-primelending-first-time-homebuyer-demand-down-resetting-rate-expectations-freddie-marketing-crt-deal-bank-exits-mortgage-lending bivey@imfpubs.com "We could no longer see a path forward for the profitability on the base level overhead that it takes to run an efficient distributed retail operation," said Chuck Williams, chairman and CEO of Northpointe Bank. http://www.insidemortgagefinance.com/articles/238883 Thu, 22 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238883-retail-consumer-direct-lending-not-viable-for-northpointe bivey@imfpubs.com Lenders are struggling with originations, providing incentives for sales of MSRs. http://www.insidemortgagefinance.com/articles/238884 Thu, 22 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238884-annaly-expects-supply-of-msrs-to-remain-strong bivey@imfpubs.com The planned $291.0 million issuance is on a shelf named Prism. http://www.insidemortgagefinance.com/articles/238885 Thu, 22 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238885-chimera-launches-expanded-credit-mbs-shelf-with-homexpress bivey@imfpubs.com The company generated $66.6 million of net income in the third quarter of 2026, down 37.5% from the third quarter of 2025. http://www.insidemortgagefinance.com/articles/238886 Thu, 22 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238886-homebuilder-m-i-homes-sees-choppy-conditions bivey@imfpubs.com Mortgage finance loans outstanding declined by 8.6% on a quarterly basis at Texas Capital Bank. http://www.insidemortgagefinance.com/articles/238887 Thu, 22 Oct 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238887-short-takes-warehouse-lending-down-at-texas-capital-bank-loss-at-another-agency-mbs-reit-pulte-groups-average-sale-price-down-slightly-lower-originations-mean-lower-compensation jbancroft@imfpubs.com A recent analysis found that non-agency MBS issuance in the third quarter reached the second-highest production level since the third quarter of 2007. http://www.insidemortgagefinance.com/articles/238868 Wed, 21 Oct 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238868-prime-loans-boost-non-agency-mbs-in-3q bivey@imfpubs.com With traditional mortgage originations depressed, expanded-credit lending could gain more market share. http://www.insidemortgagefinance.com/articles/238861 Wed, 21 Oct 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238861-higher-interest-rates-could-boost-expanded-credit-mortgages jdohnert@imfpubs.com Northpointe Bank is selling its distributed retail and consumer direct mortgage origination channels to CMG Financial. http://www.insidemortgagefinance.com/articles/238869 Wed, 21 Oct 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238869-northpointe-selling-retail-mortgage-origination-business jdohnert@imfpubs.com Annaly Capital Management reported a loss of $1.0 billion in the third quarter of 2026. http://www.insidemortgagefinance.com/articles/238870 Wed, 21 Oct 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238870-annaly-takes-large-loss-in-3q