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MBA Sees Downsides in Potential Disclosure Revision for VA Loans

January 6, 2026
Emmeline Willey
Measures contained in bipartisan housing packages in both the Senate and House would attach a disclosure to the military service question on the uniform residential loan application to raise awareness of VA loans.
Read More

Short Takes: Home Price Depreciation Spreads / Pulte Wants More Changes From Homebuilders / New Head of Mortgage Finance at Chase / New CEO at Sagent / BSI’s Servicer Ratings Affirmed

January 6, 2026
Brandon Ivey
Home prices declined on an annual basis in 2025 in 35 of the largest 100 markets in the country, according to Intercontinental Exchange.
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HEL Lending Expected to Reach Post-Financial Crisis Peak

January 5, 2026
Namrata Bhatia
Citizens Bank maintained its top HEL lender position with $3.10 billion of volume in the third quarter, down 0.9% from the previous three-month period.
Read More

Insurance Costs a Growing Concern for Homeowners in 2026

January 5, 2026
James Dohnert
Some 70% of homeowners surveyed by Kin said insurance costs weigh more heavily on them than they did five years ago.
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Non-QM, HEL Originations Growth Expected to Boost Non-Agency MBS Issuance

January 5, 2026
Abby Zimmardi
Analysts noted that the non-agency MBS market will benefit from strong investor demand, including more new shelves participating in the sector.
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Sellers Pulling Back as Price Growth Flattens

January 5, 2026
James Dohnert
Sellers are reluctant to give up their low-interest rates and are deciding to wait to list their home until the market improves.
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Short Takes: Annaly Kicks Off 2026 With Non-QM MBS / First Federal Acquires Fidelity’s Mortgage Group / Pinnacle, Synovus Complete Merger / MBA Hires New CFO

January 5, 2026
James Dohnert
Annaly markets its first non-QM MBS of 2026; First Federal to acquire Fidelity Bank's NOLA Lending Group affiliate; Pinnacle completes acquisition of Synovous; MBA has a new CFO.
Read More

GSEs, Credit Unions and REITs Advancing on MBS

January 2, 2026
John Bancroft
The overall supply of residential MBS outstanding rose 0.7% in the third quarter of 2025.
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FHA’s MMIF Capital Ratio Holds Steady in FY 2025

January 2, 2026
Emmeline Willey
As of the end of fiscal year 2025, the MMIF's capital reserves were at $188.87 billion.
Read More

Average First-Time Homebuyer Age Remains Consistent

January 2, 2026
Emmeline Willey
Despite differing metrics, the average age of first-time homebuyers are in their early-to-mid thirties.
Read More
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Featured Data

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