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CFPB Seeks More Details on Credit Report Costs

May 21, 2024
Dennis Hollier and Brandon Ivey
The CFPB is considering rulemaking or guidance aimed at improving competition, choice and affordability.
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Subtle Shifts in Denial Rates for Purchase Mortgages

May 21, 2024
Shannon Clark
Denial rates on purchase mortgages inched up in 2023 except for FHA loans, where the rate declined.
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Ginnie to Allow eNotes in Same Pool as Traditional Paper

May 21, 2024
Dennis Hollier
Ginnie will begin mixing eNotes and paper notes within the same pools.
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CSBS Proposes Increasing Fees for Licensing Activities

May 21, 2024
Brandon Ivey
The proposed increases range between about 17% and 25%, depending on the fee.
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Short Takes: FHA Increases Allowable Fee for Assumptions / Ginnie Requires Plans From Large Nonbanks / New CRT From Fannie / FDIC Chair to Resign

May 21, 2024
Brandon Ivey
The allowable fee lenders/servicers can charge for assumptions of FHA mortgages is now $1,800.
Read More

AU Algorithms (AI) Under Attack in Two States. GSEs Could Be Impacted

May 20, 2024
Dennis Hollier
The AU systems embedded in Fannie’s Desktop Underwriter and Freddie's Loan Product Advisor could be impacted...
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Refis Drive Originations Up in First Quarter

May 17, 2024
Brandon Ivey
An estimated $59.0 billion of refis were originated in the first three months of the new year, a 31.1% increase from the previous quarter.
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Mortgage Lenders Relieved by SCOTUS Ruling on CFPB

May 17, 2024
Brandon Ivey
Bob Broeksmit, president and CEO of the MBA, said that if the Supreme Court had invalidated the CFPB's rules, there would have been a severe impact on the housing market.
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FHFA Seeks Comment on the Mission of the FHLBanks

May 17, 2024
Dennis Hollier
Six months after completing its year-long review of the Federal Home Loan Bank System, FHFA is asking housing industry stakeholders how to create a mission statement that restores the banks' focus on housing.
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United Wholesale Launches New Product, Services

May 17, 2024
Brandon Ivey
There's a new no-downpayment purchase mortgage product and title insurance services.
Read More
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Latest Imf News

  • Ginnie Gains More Servicing Share During First Quarter

  • Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

  • CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

  • New Investors Entering Market for Non-Agency MBS

More Imf News

Featured Data

  • Ginnie Issuance Down in May as Refis Slump

  • Jumbo Servicing Volume Bumps Higher in 1Q

  • Non-Agency Jumbo Lending Drops in First Quarter

  • REITs Boost MBS Holdings, AGNC Rises to Top Investor

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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