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Analysis: How CFPB’s Chopra Spends His Time

November 28, 2023
Sam Manas
According to an Inside the CFPB analysis of CFPB Director Rohit Chopra’s executive calendar, he spent slightly more time with industry representatives than with consumer advocates in the first half of 2023.
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SEC Issues Final Rule Prohibiting Conflicts of Interest in Securitizations

November 28, 2023
Brandon Ivey
The rule aims to prevent issues involving securitization seen in the run-up to the financial crisis of 2008.
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Flagstar Sues Mortgage Lender Over Unpaid Warehouse Lines

November 28, 2023
Paul Muolo
According to the lawsuit, Hometown Lenders owes Flagstar Bank roughly $21 million from unpaid warehouse lines.
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Short Takes: MI Exempt From SEC Rule / BofA Providing Financing to Rocket / Blend Scales Back Financing / Climate Risk and Inequality

November 28, 2023
Brandon Ivey and Paul Muolo
Mortgage insurance linked notes will be exempt from a rule the SEC issued Monday on conflicts of interest in securitizations.
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Ginnie MSR Sales Increase in Third Quarter

November 22, 2023
John Bancroft
Lakeview Loan Servicing has been the most active bulk buyer of Ginnie MSRs, with $87.67 billion in acquisitions since the first quarter of 2022.
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CFPB Launches Pilot for Disclosures on Construction Loans

November 22, 2023
Sam Manas
The pilot was prompted by a request from the Independent Community Bankers of America.
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FHFA Formally Reduces Fee on Commingled Securities

November 22, 2023
Dennis Hollier
Several commenters argued that any capital requirement on commingled securities might interfere with the fungibility of the uniform mortgage-backed security.
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Fidelity the Latest Mortgage Player to be Hit With a Cyber Attack

November 22, 2023
Paul Muolo
In late October, mortgage lender/servicer Mr. Cooper disclosed it was the subject of a cybersecurity breach...
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Short Takes: Average Loan Amount Declining / Slow Recovery for Home Sales / Delinquencies Decline / Thanksgiving Break

November 22, 2023
Brandon Ivey
Average loan amounts on mortgage applications are coming down as the share of first-time homebuyer applicants increases.
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Jumbo Originations Decline in Third Quarter

November 21, 2023
James Dohnert
Jumbo production declined by 6.0% in the third quarter and the sector lost some market share.
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Latest Imf News

  • Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

  • Income Increases at AGNC in Fourth Quarter

  • Credit Reporting Industry Supports Tri-Merge

  • GSE-Eligible Loans Flowing Into Non-Agency MBS

More Imf News

Featured Data

  • Rocket/Mr. Cooper Top UWM With GSE Deliveries

  • Lenders Shift GSE Business to Higher Quality in Fourth Quarter

  • Agency Refi Business With MI Spikes in Fourth Quarter

  • RMBS Issuance Ends Banner Year With Modest Decline

More Featured Data

Featured Reports

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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