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Mixed Trends in FHA, VA Lending in First Quarter

May 29, 2024
Monica Hogan
FHA's share of combined FHA/VA lending declined to 60.8% in the first quarter of 2024.
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Goldman to Enter HELOC Securitization Market

May 29, 2024
Brandon Ivey
Goldman aggregated HELOCs from various lenders for the new securitization.
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Appraiser Regulator Considers Dropping College Requirement

May 29, 2024
Brandon Ivey
The assessment comes amid a shortage of appraisers along with concerns that the existing pool of appraisers isn’t sufficiently diverse.
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Destination for UWM’s Zero-Down Loans Unclear

May 29, 2024
Paul Muolo
To this point, UWM has originated home equity lines of credit but not closed-end seconds.
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Short Takes: Applications Deflate / FHA Clarifies Attorney Fee Reimbursement / FirstKey Ramps Up HEL Securitization / Ocwen’s Rebrand Starts in June

May 29, 2024
Brandon Ivey
Applications in late May hit the lowest level seen since March.
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Banks Slow Jumbo Lending in First Quarter

May 28, 2024
James Dohnert
The jumbo market’s share of first-lien production narrowed to 11.1% in the first quarter from 12.4% in the fourth quarter.
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Home Price Appreciation Slows in March

May 28, 2024
Brandon Ivey
Prices increased by only 0.1% on a monthly basis in March, according to seasonally adjusted numbers from the FHFA.
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VA’s Plan on Buyer’s Agent Commissions Includes Rulemaking

May 28, 2024
Monica Hogan
“We are fully committed to ensuring that veterans are neither disadvantaged nor overcharged in the homebuying process,” said VA Press Secretary Terrence Hayes.
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Outlook for Ending GSE Conservatorship Uncertain

May 28, 2024
Dennis Hollier
The Trump administration made substantial progress toward ending the conservatorship of Fannie Mae and Freddie Mac.
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Short Takes: FHFA Looks at Emissions From Houses / HEI Securitization From Unison / Upgrades for HEL Securitizations

May 28, 2024
Brandon Ivey
A working paper from the FHFA used data from appraisals to estimate energy usage across time.
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