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Ginnie Grapples With RMF’s Reverse Mortgage Portfolio

January 5, 2024
Paul Muolo
It stands to reason that Ginnie would want to sell the HECMs it seized from Reverse Mortgage Funding.
Read More

Interest Rate Movements Stall, Potentially for a While

January 5, 2024
Brandon Ivey
Interest rates on mortgages look likely to hold steady in the near term.
Read More

Lenders Urged to Make First-Time Homeownership Sustainable

January 5, 2024
Monica Hogan
The first five years of homeownership are often the most challenging financially for first-time buyers.
Read More

Short Takes: Top Agency MBS Issuer in 2023 / Smaller Banks Concerned About HELOCs / Angelo Gordon Quick With MBS

January 5, 2024
Brandon Ivey
United Wholesale Mortgage barely edged out PennyMac as the top issuer of agency MBS in 2023.
Read More

Delinquencies on Non-QMs Rising at ‘Worrying’ Rate

January 4, 2024
Brandon Ivey
The increase in impairments in November was the largest increase seen in the sector outside of COVID.
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Loan Sales by Banks Steady in Third Quarter

January 4, 2024
Brandon Ivey
JPMorgan Chase, the largest bank retail lender, sold $9.23 billion of mortgages in the third quarter, up 5.5% from the second quarter.
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Lack of Clarity on QM Standards an Issue in Secondary Market

January 4, 2024
James Dohnert
Lenders must maintain policies and procedures that detail the underwriting factors they used and retain documentation showing how they took those factors into account in the ability-to-repay determination.
Read More

Lone Star Funds Offers its First Investment-Property-Focused MBS

January 4, 2024
Brandon Ivey
Mortgages from a variety of lenders are included in the MBS, led by HomeXpress Mortgage with a 42.0% share.
Read More

Short Takes: First American Getting Back on its Feet / Signs of Thaw in Housing Market / A Slow Thaw / Hot Markets

January 4, 2024
Brandon Ivey
First American's affiliated bank is operational and the title insurance provider's email system was restored.
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GSE Buybacks Drop in Third Quarter

January 3, 2024
John Bancroft
Buybacks from the GSEs declined by 29.0% in the third quarter compared with the previous quarter.
Read More
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Latest Imf News

  • Nonconforming Share of Originations Hits 20.9% in 2025

  • Rocket Returns to Profitability in Fourth Quarter

  • Ginnie Working on Changes to Acknowledgment Agreements

  • Figure Looking to Take Market Share From the GSEs

More Imf News

Featured Data

  • M&A Reshapes Conventional Mortgage Market

  • Refinances Lift Primary MI to a Strong Finish in 2025

  • Bank MB Earnings Slump in 4Q25 Despite Higher Volume

  • Correspondents Lose Share in Agency Securitizations

More Featured Data

Featured Reports

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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