The revamped rules allowed lenders to use a wider variety of standards to meet ATR and qualified-mortgage requirements while also introducing some uncertainty on whether specific loans comply with ATR standards.

Annual readings for home price appreciation are close to falling below the increase in conforming loan limits some lenders have offered for 2025.

At the end of June 2024, the GSEs accounted for 47.6% of servicing outstanding.

Much of the groundwork for administrative reform of the GSEs was laid during the previous Trump administration.

It will be the 10th warehouse securitization from loanDepot.

It’s the 14th expanded-credit MBS from Annaly this year, amounting to $7.57 billion in volume.

A bill to ban trigger lead activities was included in a defense appropriations package in the Senate.

Mortgage market participants are adjusting following the rate cut by the Federal Reserve.

The New Jersey-based bank was alleged to have restricted mortgage lending services and credit access to certain neighborhoods from 2018 through at least 2022.

FHA Commissioner Julia Gordon spoke Tuesday at an online housing counseling conference hosted by the Department of Housing and Urban Development’s Office of Housing Counseling.