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Non-Agency Players Have Q’s on Crypto

July 17, 2025
Abby Zimmardi
Lenders of nonconforming loans say there’s still a lot up in the air with FHFA's push to consider a borrower's crypto holdings in the mortgage application process.
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Short Takes: New Home Apps Up YoY / Trump 'Unlikely’ to Fire Powell / CHLA Welcomes VantageScore / Banks Compete on Deposit Repricing

July 17, 2025
Emmeline Willey
Mortgage applications for new home purchases were up year-over year.
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FDIC Board Okays Proposal to Void 2023 CRA Rule

July 16, 2025
Shannon Clark
The proposal would rescind the 2023 CRA final rule and replace it with the regulations that preceded it.
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Non-Agency MBS Climbs in 2Q25

July 16, 2025
Abby Zimmardi
Issuance increased 17% from the first quarter, with growth primarily driven by expanded-credit mortgages.
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FHA Loosens New Construction Floodplain Standards

July 16, 2025
Emmeline Willey
The agency rescinded a 2024 policy imposing certain standards on new construction in areas with a 1% annual chance of flooding.
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VA Home Loan Program Grapples With Short-Staffing

July 16, 2025
Emmeline Willey
The VA is on pace to reduce its total headcount by close to 30,000 by the end of fiscal 2025.
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Short Takes: Mortgage Applications Decline / Senate Passes VA Bill / SWBC Mortgage Adds New SVP / NAR Launches New Tool

July 16, 2025
Shannon Clark
Mortgage applications slowed last week, due to a rise in mortgage interest rates.
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RMBS Issuance Escalates in 2Q, CMBS & ABS Falls

July 15, 2025
John Bancroft
ABS issuance fell in some sectors during the second reporting period of the year.
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Student Loan Repayment Changes May Affect FHA Borrowers

July 15, 2025
Emmeline Willey
Two new repayment plan structures for student loans disbursed on or after July 1, 2026, were included within the tax and spending bill.
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Trigger Lead Ban Close to the Finish Line

July 15, 2025
Shannon Clark
A ban on mortgage trigger leads looks to be getting closer to being signed into law.
Read More
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Latest Imf News

  • 10-Year Treasury Rate Tops 5.1%, Hitting Lenders

  • Production and Servicing Income Decline in Second Quarter

  • CHLA Highlights Freddie’s Limited MBS Purchases for Pulte

  • UWM Offers Expedited Underwriting Option; Chat App

More Imf News

Featured Data

  • Banks Continue to Add to Their ABS Portfolios

  • Jumbo Share of Originations Highest Since 2022

  • Warehouse Lenders Fighting for Share in Tough Market

  • Banks’ Mortgage Income Down in First Half

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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