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Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
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Government-Insured Purchase Mortgages Outpace Competition

July 8, 2025
Brandon Ivey
FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.
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Prices for New Homes Declining at Accelerated Rate

July 8, 2025
Brandon Ivey
To help combat a decline in demand for new homes, homebuilders have reduced building activity to some extent and leaned on incentives such as mortgage buydowns.
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CFPB’s Guidance Recissions Hit Snag in Court

July 8, 2025
Shannon Clark
A judge allowed the CFPB to withdraw its amicus brief to the extent the brief discusses now-withdrawn advisory guidance but denied the bureau’s request to strike the brief from the docket.
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Mortgage Locks Tick Up in June With Refi Push

July 8, 2025
Brandon Ivey
Locks were up 2.0% from May.
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Short Takes: Employment on Shaky Ground / U.S. Citizen Share of Mortgage Lending Rising / Home Sales Slowing / New Wholesale Option for RTLs

July 8, 2025
Brandon Ivey
Some 29% of households surveyed by Fannie Mae in June said they were concerned about potentially losing their jobs, up from a 22% share in May.
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Invictis, Barclays Boost Non-QM MBS Issuance

July 7, 2025
Brandon Ivey
The issuers started marketing the deals just before the Fourth of July weekend.
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Retail Share of Nonconforming Lending Declines in 1Q

July 3, 2025
Brandon Ivey
Both the correspondent and broker channels increased their market share recently.
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Fannie Sets BSA-Like Requirements for Mortgage Companies

July 3, 2025
Brandon Ivey
For mortgage companies not currently subject to the BSA’s anti-money laundering reporting requirements, Fannie will implement requirements of its own.
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Some Bipartisan Support for Home-Rehab Tax Credit

July 3, 2025
Emmeline Willey
The tax credit would cover the difference between the cost of rehabilitation and the price the property fetches in a sale to a buyer with an income well below the area median.
Read More
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Latest Imf News

  • GSE MBS Issuance Up in August Despite Declines at Rocket, UWM

  • FHA Eyes GSE Property Requirement Alignment

  • Income Drops 41% at KB Home in FY 3Q

  • Rocket Sends Home Equity Loans to TPG for Securitization

More Imf News

Featured Data

  • Banks’ Mortgage Income Down in First Half

  • Mortgage Repurchases by Banks Increase in 2Q

  • Big Bank Borrowing Boosts FHLBank Profits in 2Q

  • Homebuying Boosts Agency MBS Issuance in August

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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