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RTL Lenders Cautiously Optimistic Heading Into New Year

December 26, 2024
James Dohnert
A lack of housing supply should help real estate investors in 2025.
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Short Takes: Home Prices on the Rise / Mom-and-Pop Landlords Lead Way for Housing Market / Amynta Group Acquires Mortgage Insurance Underwriter

December 26, 2024
James Dohnert
Redfin said home prices have risen for three straight months.
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FHFA Releases 2025 Scorecard, Wants More Help for FTHBs

December 23, 2024
Dennis Hollier
The new scorecard highlights modest changes in the regulator's priorities for the GSEs.
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Arizona Non-QM Lender Reenters the Correspondent Arena

December 23, 2024
James Dohnert
Oaktree decided to focus on non-agency products to provide correspondents with loans they may not already have in their toolbox.
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Home Equity Loan Originations Level in Third Quarter

December 20, 2024
Brandon Ivey
Bank of America remained the top originator of home equity loans in the third quarter.
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FHFA's Housing Goals for GSEs More Lenient

December 20, 2024
Dennis Hollier
Lenders supported the regulator’s decision to lower some of the goals from the 2022-2024 rule.
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Capital Requirements a Factor in Fannie’s Declining Market Share

December 20, 2024
Dennis Hollier
Because Fannie’s book of business is by far the larger, it’s more impacted by the stability capital buffer than Freddie.
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Lennar Sees Minimal Impact From Tariffs, Uncertainty on Immigration

December 20, 2024
Brandon Ivey
Jon Jaffe, co-CEO and president of Lennar, noted that the firm took steps during the previous Trump administration to reduce the impact of tariffs.
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Short Takes: Government Shutdown Impact / Existing-Home Sales Increase / Baby Boomers and Home Equity / Ginnie Senior Leader Retiring

December 20, 2024
Brandon Ivey
Among many other issues, the shutdown would pause authorization for new flood insurance policies under the National Flood Insurance Program, potentially impacting home sales.
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Interest Rate Outlook Shifts Following Fed’s Rate Cut

December 19, 2024
Brandon Ivey
After projecting four rate cuts for 2025 at their September meeting, members of the Federal Open Market Committee now project only two rate cuts next year.
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Latest Imf News

  • Rising Interest Rates Diminishing Mortgage Demand

  • HECM Endorsements Increase Slightly in 2025

  • Pennymac Spreads Out Agency-Eligible Deliveries

  • Lenders Face Complications With Non-Agency Lending

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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