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Inside the CFPB
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Lender Faces Setback in Age-Discrimination Lawsuit

January 26, 2026
Shannon Clark
An appeals court found a district court erred in granting summary judgment to Union Home Mortgage in an age-discrimination lawsuit.
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CFPB Publishes Diminished Student Loan Report

January 26, 2026
Shannon Clark
The annual student loan report published by the CFPB was 15 pages short of the original report written by the bureau’s former student loan ombudsman, Julia Barnard.
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Other News in Brief

January 26, 2026
Shannon Clark
SCOTUS won’t hear petition in a discrimination case; Fed initiates enforcement action against a former PrimeLending employee; CFPB will no longer provide HMDA updates via GovDelivery email.
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CFPB Requests $145 Million Transfer From Fed

January 12, 2026
Shannon Clark
The bureau submitted to Judge Amy Berman Jackson’s decision finding that a lapse in appropriations would violate a preliminary injunction and directing the Trump administration to fund the CFPB.
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CFPB Unlikely to Transfer Enforcement Actions to DOJ

January 12, 2026
Shannon Clark
A November plan to transfer the bureau’s active enforcement actions to the Department of Justice appears to no longer be in the works, according to an industry attorney.
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LO Discrimination Lawsuit Against Rate to Proceed

January 12, 2026
Shannon Clark
The mortgage lender had sought to settle allegations of gender discrimination and sexual harassment through arbitration.
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CFPB Scraps Guidance on Fair Lending to Noncitizens

January 12, 2026
Shannon Clark
The move clarifies that the Equal Credit Opportunity Act doesn’t prohibit lenders’ consideration of immigration status when evaluating credit applications.
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UWM Asks Court to Strike Claims in RESPA Lawsuit

January 12, 2026
Shannon Clark
The lender urged the court to dismiss charges under the Real Estate Settlement Procedures Act and state consumer protection laws in a 2024 class-action lawsuit.
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Regulatory Relief for Certain Earned Wage Access Products

January 12, 2026
Shannon Clark
Earned wage access products are no longer subject to the Truth in Lending Act’s requirements, if they meet certain terms laid out in the bureau’s new advisory opinion.
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CFPB Issues Various Reports in Late December

January 12, 2026
Shannon Clark
The bureau filed a series of annual reports ranging from the credit card market to compliance with the Plain Writing Act.
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