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Inside the CFPB
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White House Claims CFPB Cost Consumers Up to $369 Billion

February 23, 2026
Shannon Clark
The White House Council of Economic Advisers determined that since 2011, the CFPB’s regulatory burden has cost consumers between $237 billion and $369 billion. A CFPB booster disputes the analysis.
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CFPB Disputes GAO’s Recap of Changes at Bureau

February 23, 2026
Shannon Clark
The GAO detailed all significant events that occurred at the CFPB as part of its reorganization efforts between February and August 2025. The bureau disputed the accuracy of the report.
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District Court in Washington Refuses to Block State SPCP

February 23, 2026
Shannon Clark
The Foundation Against Intolerance and Racism claimed that a Washington state special purpose credit program violated a clause of the 14th Amendment by using race-based criteria for eligibility.
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Other News in Brief

February 23, 2026
Shannon Clark
District court dismisses mortgage discrimination class action; PACE rule will take effect March 1 after court approval; Warren launches inquiry into “anti-consumer practices” in the auto lending industry.
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Credit Card Complaints to CFPB Drop in 4Q

February 9, 2026
Shannon Clark
While several complaint categories saw increases during the fourth quarter, consumer issues tied to student loans and credit cards declined. (Includes two data tables.)
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CFPB Likely to Shift Completely to Virtual Exams

February 9, 2026
Shannon Clark
The bureau, according to media reports, will conduct all supervisory examinations virtually in 2026.
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CFPB Makes Changes to Consumer Complaint Portal

February 9, 2026
Shannon Clark
Before submitting a complaint against a credit reporting agency about inaccurate or incomplete information, borrowers will have to first dispute the information directly with the credit or consumer reporting agency.
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NTEU Urges Appeals Court to Affirm Preliminary Injunction

February 9, 2026
Shannon Clark
The NTEU argued that the Trump administration will eliminate the CFPB, and by the end of the case, it will be too late for the court to do anything about it. A hearing is set for Feb. 24.
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Consumer Advocates Reject OCC Preemption Proposals

February 9, 2026
Shannon Clark
The National Consumer Law Center said the proposals will reduce price transparency, create an unlevel playing field and will make homeownership more expensive for consumers.
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CFPB Asks SCOTUS to Deny CashCall’s Petition

February 9, 2026
Shannon Clark
CashCall wants the Supreme Court to weigh in whether the lender waived its right to a jury trial in its lawsuit with the CFPB.
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