https://www.insidemortgagefinance.com/rss en-us sclark@imfpubs.com Brian Johnson, CFPB director nominee, over the years has criticized the CFPB’s enforcement of RESPA, among other issues. http://www.insidemortgagefinance.com/articles/238351 Mon, 24 Aug 2026 15:05:02 -0400 https://www.insidemortgagefinance.com/articles/238351-johnsons-past-remarks-offer-insight-on-his-priorities-for-cfpb sclark@imfpubs.com Mortgage trade groups and consumer advocates said the bureau must carefully consider the impact on industry and consumers if it pursues changes to the TILA-Integrated Disclosure rule. http://www.insidemortgagefinance.com/articles/238335 Mon, 24 Aug 2026 15:04:03 -0400 https://www.insidemortgagefinance.com/articles/238335-consumer-groups-industry-concerned-about-trid-changes sclark@imfpubs.com As federal regulators retreat from disparate-impact liability, some states are ramping up their enforcement, leaving lenders with conflicting requirements. http://www.insidemortgagefinance.com/articles/238333 Mon, 24 Aug 2026 15:03:22 -0400 https://www.insidemortgagefinance.com/articles/238333-lenders-face-split-views sclark@imfpubs.com The bureau said years of experience demonstrated the utility of publishing such narratives is minimal. http://www.insidemortgagefinance.com/articles/238305 Mon, 24 Aug 2026 15:02:05 -0400 https://www.insidemortgagefinance.com/articles/238305-cfpb-ends-publication-of-unverified-complaint-narratives sclark@imfpubs.com Democratic attorneys general in 10 states urged a federal court to block two of the OCC’s recent final rules from taking effect. http://www.insidemortgagefinance.com/articles/238286 Mon, 24 Aug 2026 15:00:11 -0400 https://www.insidemortgagefinance.com/articles/238286-occ-hit-with-lawsuit-over-interest-on-escrow-rules sclark@imfpubs.com In an amended complaint, consumer groups argued that the CFPB failed to consult with the appropriate prudential regulators prior to issuing its ECOA rulemaking process. http://www.insidemortgagefinance.com/articles/238314 Mon, 24 Aug 2026 14:59:13 -0400 https://www.insidemortgagefinance.com/articles/238314-consumer-groups-bring-new-challenge-in-cfpb-ecoa-lawsuit sclark@imfpubs.com The updates were made to adhere to the changes made under a final rule that recently took effect. http://www.insidemortgagefinance.com/articles/238297 Mon, 24 Aug 2026 14:57:15 -0400 https://www.insidemortgagefinance.com/articles/238297-cfpb-updates-ecoa-baseline-review-procedures sclark@imfpubs.com Industry experts said the mortgage industry is using AI for compliance efforts such as flagging fraud, asset reverification or ensuring operational controls are in place. http://www.insidemortgagefinance.com/articles/238352 Mon, 24 Aug 2026 14:56:18 -0400 https://www.insidemortgagefinance.com/articles/238352-mortgage-industry-using-ai-to-support-compliance sclark@imfpubs.com Consumer advocates want more time to comment on CRA proposal; former CFPB senior official is leading a state regulatory agency. http://www.insidemortgagefinance.com/articles/238343 Mon, 24 Aug 2026 14:55:21 -0400 https://www.insidemortgagefinance.com/articles/238343-other-news-in-brief sclark@imfpubs.com Consumer complaints filed with the CFPB about lending services declined across all categories except for mortgages during the second quarter of 2026. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238227 Mon, 10 Aug 2026 14:10:01 -0400 https://www.insidemortgagefinance.com/articles/238227-comp sclark@imfpubs.com Russell Vought is expected to remain at the bureau as a senior adviser following the conclusion of his tenure under terms set by the Federal Vacancies Reform Act. http://www.insidemortgagefinance.com/articles/238204 Mon, 10 Aug 2026 14:09:02 -0400 https://www.insidemortgagefinance.com/articles/238204-paoletta-becomes-new-cfpb-acting-director sclark@imfpubs.com Rise Economy, a California-based nonprofit, has threatened to take legal action to block the OCC and FDIC proposal to revise Community Reinvestment Act requirements. http://www.insidemortgagefinance.com/articles/238208 Mon, 10 Aug 2026 14:08:04 -0400 https://www.insidemortgagefinance.com/articles/238208-consumer-advocates-reject-new-cra-proposal sclark@imfpubs.com California’s new Business and Consumer Services Agency, led by former CFPB Director Rohit Chopra, will crack down on corrupt practices, lift small businesses and assist with state enforcement efforts. http://www.insidemortgagefinance.com/articles/238186 Mon, 10 Aug 2026 14:07:06 -0400 https://www.insidemortgagefinance.com/articles/238186-chopra-details-california-watchdogs-priorities sclark@imfpubs.com The court found that mortgage borrowers failed to adequately state claims alleging violations of RICO, RESPA and a state consumer protection law. http://www.insidemortgagefinance.com/articles/238157 Mon, 10 Aug 2026 14:06:09 -0400 https://www.insidemortgagefinance.com/articles/238157-district-court-dismisses-steering-lawsuit sclark@imfpubs.com Mark Paoletta said under Trump-era leadership, the bureau is developing targeted educational materials for consumers and is working to become a source of “unbiased objective information” consumers can trust. http://www.insidemortgagefinance.com/articles/238182 Mon, 10 Aug 2026 14:04:11 -0400 https://www.insidemortgagefinance.com/articles/238182-paoletta sclark@imfpubs.com Chris Willis, a partner at the law firm of Troutman Pepper Locke, said any credit risk identified in the new guidance from federal regulators is likely to have already been considered by lenders. http://www.insidemortgagefinance.com/articles/238223 Mon, 10 Aug 2026 14:02:13 -0400 https://www.insidemortgagefinance.com/articles/238223-federal-regulators sclark@imfpubs.com CFPB sends Section 1033 proposal to OMB for review; court upholds Lakeland Bank’s redlining consent order. http://www.insidemortgagefinance.com/articles/238224 Mon, 10 Aug 2026 14:00:17 -0400 https://www.insidemortgagefinance.com/articles/238224-other-news-in-brief sclark@imfpubs.com At his nomination hearing last week, Brian Johnson said his decisions at the CFPB will not be influenced by that of his predecessor. http://www.insidemortgagefinance.com/articles/238080 Mon, 27 Jul 2026 12:36:26 -0400 https://www.insidemortgagefinance.com/articles/238080-johnson-looks-to-chart-cfpb-path-separate-from-vought sclark@imfpubs.com The draft CFPB Reform Act, which is backed by CFPB Acting Director Russell Vought and House Republicans, seeks to bring the agency under the appropriations process, among other reforms. http://www.insidemortgagefinance.com/articles/238044 Mon, 27 Jul 2026 12:34:28 -0400 https://www.insidemortgagefinance.com/articles/238044-vought-calls-for-legislative-reforms-to-cfpb sclark@imfpubs.com The bureau has called for feedback regarding the TILA-RESPA Integrated Disclosure rule, issues involving reverse mortgages and fee disclosure tolerance thresholds.  Integrated Disclosure rule, issues involving reverse mortgages and fee disclosure tolerance thresholds.]]> http://www.insidemortgagefinance.com/articles/238049 Mon, 27 Jul 2026 12:33:29 -0400 https://www.insidemortgagefinance.com/articles/238049-cfpb-weighs-disclosure-changes sclark@imfpubs.com Brandon Milhorn, president and CEO of the Conference of State Bank Supervisors, said technology can completely change how state examinations are conducted. http://www.insidemortgagefinance.com/articles/238095 Mon, 27 Jul 2026 12:32:31 -0400 https://www.insidemortgagefinance.com/articles/238095-state-supervision sclark@imfpubs.com Democrats in Congress demanded that CFPB Acting Director Russell Vought justify the actions he’s taken to reshape the bureau during his tenure. http://www.insidemortgagefinance.com/articles/238061 Mon, 27 Jul 2026 12:31:34 -0400 https://www.insidemortgagefinance.com/articles/238061-democrats-slam-vought-over-his-cfpb-leadership sclark@imfpubs.com Federal agencies warned that lending to non-work-authorized individuals presents elevated credit risks because their ability to generate income and maintain employment may be subject to greater uncertainty. http://www.insidemortgagefinance.com/articles/238031 Mon, 27 Jul 2026 12:30:36 -0400 https://www.insidemortgagefinance.com/articles/238031-regulators-warn-against-lending-to-certain-noncitizens sclark@imfpubs.com Former CFPB enforcement leaders launch law firm; Democrats question CFPB complaint portal changes; New California agency led by former CFPB Director Rohit Chopra launches. http://www.insidemortgagefinance.com/articles/238073 Mon, 27 Jul 2026 12:29:37 -0400 https://www.insidemortgagefinance.com/articles/238073-other-news-in-brief bivey@imfpubs.com The CFPB is planning a number of rulemaking activities across financial sectors. Many of the actions aim to reduce regulatory burdens. http://www.insidemortgagefinance.com/articles/237961 Mon, 13 Jul 2026 14:30:30 -0400 https://www.insidemortgagefinance.com/articles/237961-cfpb-to-streamline-regulations-help-small-businesses sclark@imfpubs.com If enacted, the Fair Credit Reporting Reseller Accuracy Act would ensure that credit report resellers report data to the “maximum accuracy possible.” The bill has bipartisan support. http://www.insidemortgagefinance.com/articles/237911 Mon, 13 Jul 2026 14:26:32 -0400 https://www.insidemortgagefinance.com/articles/237911-lawmakers sclark@imfpubs.com Sen. Elizabeth Warren, D-MA, wants to know whether Brian Johnson, CFPB director nominee and an executive at Capital One, had a role in the bureau’s decision last year to drop its lawsuit against the bank. http://www.insidemortgagefinance.com/articles/237887 Mon, 13 Jul 2026 14:22:34 -0400 https://www.insidemortgagefinance.com/articles/237887-warren-presses-capital-one-over-cfpb-nominee sclark@imfpubs.com The regulation goes beyond subjecting traditional buy now, pay later lenders to underwriting requirements. http://www.insidemortgagefinance.com/articles/237883 Mon, 13 Jul 2026 14:18:35 -0400 https://www.insidemortgagefinance.com/articles/237883-illinois-enacts-broad-bnpl-regulation azimmardi@imfpubs.com California lawmakers are moving away from an effort to impose Community Reinvestment Act requirements on nonbanks. http://www.insidemortgagefinance.com/articles/237963 Mon, 13 Jul 2026 14:11:41 -0400 https://www.insidemortgagefinance.com/articles/237963-californias-nonbank-cra-effort-shifts-to-fair-housing sclark@imfpubs.com Two-factor authentication is one of the new requirements for consumers to be able to submit complaints with the CFPB; will consumers go through the trouble? http://www.insidemortgagefinance.com/articles/237900 Mon, 13 Jul 2026 14:10:37 -0400 https://www.insidemortgagefinance.com/articles/237900-mixed-reaction-to-cfpb-complaint-portal-changes