https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com The CFPB is planning a number of rulemaking activities across financial sectors. Many of the actions aim to reduce regulatory burdens. http://www.insidemortgagefinance.com/articles/237961 Mon, 13 Jul 2026 14:30:30 -0400 https://www.insidemortgagefinance.com/articles/237961-cfpb-to-streamline-regulations-help-small-businesses sclark@imfpubs.com If enacted, the Fair Credit Reporting Reseller Accuracy Act would ensure that credit report resellers report data to the “maximum accuracy possible.” The bill has bipartisan support. http://www.insidemortgagefinance.com/articles/237911 Mon, 13 Jul 2026 14:26:32 -0400 https://www.insidemortgagefinance.com/articles/237911-lawmakers sclark@imfpubs.com Sen. Elizabeth Warren, D-MA, wants to know whether Brian Johnson, CFPB director nominee and an executive at Capital One, had a role in the bureau’s decision last year to drop its lawsuit against the bank. http://www.insidemortgagefinance.com/articles/237887 Mon, 13 Jul 2026 14:22:34 -0400 https://www.insidemortgagefinance.com/articles/237887-warren-presses-capital-one-over-cfpb-nominee sclark@imfpubs.com The regulation goes beyond subjecting traditional buy now, pay later lenders to underwriting requirements. http://www.insidemortgagefinance.com/articles/237883 Mon, 13 Jul 2026 14:18:35 -0400 https://www.insidemortgagefinance.com/articles/237883-illinois-enacts-broad-bnpl-regulation azimmardi@imfpubs.com California lawmakers are moving away from an effort to impose Community Reinvestment Act requirements on nonbanks. http://www.insidemortgagefinance.com/articles/237963 Mon, 13 Jul 2026 14:11:41 -0400 https://www.insidemortgagefinance.com/articles/237963-californias-nonbank-cra-effort-shifts-to-fair-housing sclark@imfpubs.com Two-factor authentication is one of the new requirements for consumers to be able to submit complaints with the CFPB; will consumers go through the trouble? http://www.insidemortgagefinance.com/articles/237900 Mon, 13 Jul 2026 14:10:37 -0400 https://www.insidemortgagefinance.com/articles/237900-mixed-reaction-to-cfpb-complaint-portal-changes sclark@imfpubs.com The company filed a motion for relief in its lawsuit with the CFPB, after the bureau allegedly pulled out of a deal to vacate civil money penalty applied to CashCall. http://www.insidemortgagefinance.com/articles/237898 Mon, 13 Jul 2026 14:07:43 -0400 https://www.insidemortgagefinance.com/articles/237898-cfpb-lea sclark@imfpubs.com Court pauses proceedings in CFPB-NTEU lawsuit; CFPB seeks feedback on changes to mortgage disclosures; the bureau may revisit its credit card late fee regulation. http://www.insidemortgagefinance.com/articles/237972 Mon, 13 Jul 2026 14:06:45 -0400 https://www.insidemortgagefinance.com/articles/237972-other-news-in-brief sclark@imfpubs.com The DC Circuit Court will allow a district court to decide what happens to a preliminary injunction that blocks the Trump administration from laying off staff at the CFPB. http://www.insidemortgagefinance.com/articles/237836 Mon, 29 Jun 2026 12:00:55 -0400 https://www.insidemortgagefinance.com/articles/237836-nteu-injunction-sent-back-to-district-court jdohnert@imfpubs.com New technologies and poor data management have caused an increase in legal challenges for mortgage originators. http://www.insidemortgagefinance.com/articles/237854 Mon, 29 Jun 2026 11:58:57 -0400 https://www.insidemortgagefinance.com/articles/237854-consumer-litigation-on-the-rise-for-non-qm-lenders sclark@imfpubs.com The changes will allow credit reporting agencies to address complaints in a standardized manner, enhance identity protections for both companies and consumers, and align the complaint process to the bureau’s statutory obligations. http://www.insidemortgagefinance.com/articles/237851 Mon, 29 Jun 2026 11:57:59 -0400 https://www.insidemortgagefinance.com/articles/237851-cfpb-makes-further-changes-to-complaint-portal sclark@imfpubs.com The bureau said the guidance conflicted with the amended ECOA Regulation B rule, which among other changes sets strict conditions for lenders to be able to offer special purpose credit programs. http://www.insidemortgagefinance.com/articles/237816 Mon, 29 Jun 2026 11:56:01 -0400 https://www.insidemortgagefinance.com/articles/237816-cfpb-rescinds-2020-guidance-on-special-purpose-credit-programs sclark@imfpubs.com In addition to deleting press releases, testimonies and speeches published before February 2025, the CFPB removed a website translation tool that allowed users to access information in several non-English languages. http://www.insidemortgagefinance.com/articles/237855 Mon, 29 Jun 2026 11:55:04 -0400 https://www.insidemortgagefinance.com/articles/237855-democrats-press-cfpb-on-wide-ranging-deletions sclark@imfpubs.com The act directs the CFPB to conduct studies on the impact of points and fee thresholds and LO compensation on small-dollar loans. http://www.insidemortgagefinance.com/articles/237866 Mon, 29 Jun 2026 11:54:05 -0400 https://www.insidemortgagefinance.com/articles/237866-road sclark@imfpubs.com Josh Silver, a senior fellow at the National Community Reinvestment Coalition, said more sophisticated data software now available should allow lenders to facilitate data collection. http://www.insidemortgagefinance.com/articles/237819 Mon, 29 Jun 2026 11:52:07 -0400 https://www.insidemortgagefinance.com/articles/237819-ncrc-calls-out-cfpb-section-1071-rule sclark@imfpubs.com A California district court dismissed certain claims under the Comprehensive Computer Data Access and Fraud Act, finding that the plaintiff lacked standing. http://www.insidemortgagefinance.com/articles/237868 Mon, 29 Jun 2026 11:51:10 -0400 https://www.insidemortgagefinance.com/articles/237868-lender-granted-some-leeway-in-website-tracking-lawsuit sclark@imfpubs.com Federal regulators release joint data standards final rule; CSBS names new NMLS ombudsman. http://www.insidemortgagefinance.com/articles/237859 Mon, 29 Jun 2026 11:50:12 -0400 https://www.insidemortgagefinance.com/articles/237859-other-news-in-brief sclark@imfpubs.com The nomination comes seven weeks before the anticipated expiration of Acting Director Russell Vought’s time at the bureau. http://www.insidemortgagefinance.com/articles/237731 Mon, 15 Jun 2026 12:09:00 -0400 https://www.insidemortgagefinance.com/articles/237731-white-house-taps-third-nominee-for-cfpb-director-position sclark@imfpubs.com Industry attorneys said the complaint portal changes improve the CFPB’s complaint process as a whole, while consumer advocates argue the changes discourage consumers from filing complaints. http://www.insidemortgagefinance.com/articles/237749 Mon, 15 Jun 2026 12:08:00 -0400 https://www.insidemortgagefinance.com/articles/237749-opinions-still-divided-on-cfpb-complaint-changes sclark@imfpubs.com The bureau called discussions with Bilt Technologies a “collaborative process” that has secured redress for consumers harmed by the fintech’s transition to a new bank partnership. http://www.insidemortgagefinance.com/articles/237698 Mon, 15 Jun 2026 12:07:00 -0400 https://www.insidemortgagefinance.com/articles/237698-cfpb-touts-new-enforcement-efforts sclark@imfpubs.com The trade group said a federal AI regulatory framework is needed to avoid a patchwork of costly, confusing and potentially contradictory compliance obligations. http://www.insidemortgagefinance.com/articles/237737 Mon, 15 Jun 2026 12:06:00 -0400 https://www.insidemortgagefinance.com/articles/237737-mba-renews-call-for-federal-ai-framework sclark@imfpubs.com Under certain circumstances, the bureau said lenders may be obligated to consider immigration status when conducting ability-to-repay determinations. http://www.insidemortgagefinance.com/articles/237713 Mon, 15 Jun 2026 12:05:00 -0400 https://www.insidemortgagefinance.com/articles/237713-cfpb-says-lenders-can-consider-immigration-status-in-atr sclark@imfpubs.com Three states have enacted legislation to prohibit denials of divorce- triggered mortgage assumptions. Similar statutes are likely to follow in other states. http://www.insidemortgagefinance.com/articles/237716 Mon, 15 Jun 2026 12:04:00 -0400 https://www.insidemortgagefinance.com/articles/237716-states-block-denials-on-divorce-triggered-mortgage-assumptions sclark@imfpubs.com With the CFPB reportedly revisiting its 2024 proposed Regulation X servicing rule, the American Bankers Association reminded the bureau of several revisions it should consider. http://www.insidemortgagefinance.com/articles/237693 Mon, 15 Jun 2026 12:03:00 -0400 https://www.insidemortgagefinance.com/articles/237693-aba-renews sclark@imfpubs.com Mortgage borrowers urged the high court to weigh in on federal preemption, once again, saying a circuit court split involving interest payments on funds in mortgage escrow accounts heightens the stakes. http://www.insidemortgagefinance.com/articles/237746 Mon, 15 Jun 2026 12:02:00 -0400 https://www.insidemortgagefinance.com/articles/237746-scotus-urged-to-revisit-federal-preemption sclark@imfpubs.com Democrats seek to fund CFPB automatically; mortgage fraud victims will soon receive refunds. http://www.insidemortgagefinance.com/articles/237747 Mon, 15 Jun 2026 12:01:00 -0400 https://www.insidemortgagefinance.com/articles/237747-other-news-in-brief sclark@imfpubs.com The lawsuit filed by consumer advocacy groups contended that the new ECOA rule is a drastic turn from decades of interpretation and enforcement of the statute. http://www.insidemortgagefinance.com/articles/237606 Mon, 01 Jun 2026 11:20:12 -0400 https://www.insidemortgagefinance.com/articles/237606-cfpb-hit-with-lawsuit-over-ecoa-rulemaking sclark@imfpubs.com Illinois-based X-PERT Mortgage and its president had their mortgage licenses taken away by the state for allegedly hiring an unlicensed loan officer. http://www.insidemortgagefinance.com/articles/237580 Mon, 01 Jun 2026 11:05:00 -0400 https://www.insidemortgagefinance.com/articles/237580-illinois-pulls-lending-licenses-over-fraud-issues sclark@imfpubs.com The lawsuit alleged that Rocket funneled leads to real estate agents who in turn steered clients to Rocket Mortgage. Plaintiffs also alleged that Rocket acquired Redfin to bring its steering practices “in house.” http://www.insidemortgagefinance.com/articles/237590 Mon, 01 Jun 2026 11:04:00 -0400 https://www.insidemortgagefinance.com/articles/237590-rocket-presses-court-to-dismiss-respa-lawsuit sclark@imfpubs.com Pending changes to disparate-impact liability enforcement will have a big effect on some industries, such as indirect auto finance, but the mortgage industry will likely be spared. http://www.insidemortgagefinance.com/articles/237594 Mon, 01 Jun 2026 11:02:00 -0400 https://www.insidemortgagefinance.com/articles/237594-cfpb-ecoa-rule-to-make-widespread-impact