<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/">
  <channel>
    <title>Inside the CFPB</title>
    <description>
      <![CDATA[]]>
    </description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>Trump Admin Plans to Fire Half of CFPB Staff</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[In a court filing last week, the administration offered a revised plan to lay off nearly 53% of the bureau’s current staff, downsizing the agency from 1,174 employees to 556.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237115</guid>
      <pubDate>Mon, 06 Apr 2026 11:14:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237115-trump-admin</link>
    </item>
    <item>
      <title>MBA Presses CFPB to Reduce HMDA Burden</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The trade group asked the bureau to raise the loan reporting threshold for HMDA and remove the quarterly reporting requirement. NCRC asked the CFPB to retain its current HMDA data collection efforts.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237100</guid>
      <pubDate>Mon, 06 Apr 2026 11:11:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237100-mba-presses-cfpb-to-reduce-hmda-burden</link>
    </item>
    <item>
      <title>NYDFS Working on Regulations for BNPL Loans </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A senior official at NYDFS said the state regulator isn’t trying to fit buy now, pay later loans into an outdated regulatory box, but is trying to ensure the framework reflects the product as it actually exists today.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237124</guid>
      <pubDate>Mon, 06 Apr 2026 11:10:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237124-nydfs-moves-closer</link>
    </item>
    <item>
      <title>FDIC Finds TILA Non-Compliance Top Issue in 2025</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[FDIC examiners said most TILA issues involved failure to provide consumers with disclosures. Issues with the Electronic Fund Transfers Act and the Flood Disaster Protection Act were also common.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237104</guid>
      <pubDate>Mon, 06 Apr 2026 11:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237104-fdic-finds-tila-non-compliance-top-issue-in-2025</link>
    </item>
    <item>
      <title>Lawsuit Over False Mortgage Pre-Approval Going to Trial </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage lenders in Massachusetts may be held liable for violating the state’s consumer protection laws if their pre-approval letters contain misrepresentations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237087</guid>
      <pubDate>Mon, 06 Apr 2026 11:05:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237087-ma</link>
    </item>
    <item>
      <title>CFPB EEO Complaints Fall, Requests for Counseling Rise</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The most frequently raised issues in the CFPB’s fiscal 2025 formal EEO complaints were tied to non-sexual harassment and termination.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237080</guid>
      <pubDate>Mon, 06 Apr 2026 11:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237080-cfpb-releases-annual-no-fear-act-report</link>
    </item>
    <item>
      <title>CMBA Grilled on Members’ Forbearance Efforts </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[State legislators questioned the California Mortgage Bankers Association about its efforts to ensure compliance with the state’s temporary mortgage forbearance act for wildfire victims.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237117</guid>
      <pubDate>Mon, 06 Apr 2026 11:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237117-california-assembly-resistant-to-cmbas-mortgage-recovery</link>
    </item>
    <item>
      <title>SCOTUS Rejects Appeal of Lawsuit Won by CFPB</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB had won a $7.9 million civil money penalty against now defunct Nationwide Biweekly Administration. Separately, a Ninth Circuit panel declined to rehear a case involving national preemption.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237090</guid>
      <pubDate>Mon, 06 Apr 2026 11:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237090-scotus-declines-servicers-cfpb-lawsuit-petition</link>
    </item>
    <item>
      <title>Other News in Brief </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[CFPB sent an ECOA proposal to OMB for review; Vought requests CFPB funding for the third quarter of fiscal 2026; Warren sends new letter to the CFPB regarding zombie mortgages; HUD launches investigation into a Washington SPCP.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237116</guid>
      <pubDate>Mon, 06 Apr 2026 11:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237116-other-news-in-brief</link>
    </item>
    <item>
      <title>CFPB at Center of Reforms to Promote Mortgage Lending </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A new executive order from President Trump aimed at increasing access to mortgage credit calls for changes to several of the CFPB’s mortgage rules and regulations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236981</guid>
      <pubDate>Mon, 23 Mar 2026 16:16:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236981-trump-eo-directs-cfpb-to-implement-mortgage-reform</link>
    </item>
    <item>
      <title>Court Orders Trump Admin to Continue Funding CFPB</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A California district court found that the Trump administration has provided no assurance that it will seek funding from the Fed again for the CFPB, as the end of the second fiscal quarter nears.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236971</guid>
      <pubDate>Mon, 23 Mar 2026 16:14:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236971-trump-administration-ordered-to-continue-funding-cfpb</link>
    </item>
    <item>
      <title>CFPB Releases Draft of New Strategic Plan</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The bureau’s draft strategic plan for fiscal year 2026 through fiscal year 2030 included many of the same objectives the agency has already been promoting, such as debanking and deregulation.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236986</guid>
      <pubDate>Mon, 23 Mar 2026 16:13:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236986-cfpb-releases-new-strategic-plan-draft</link>
    </item>
    <item>
      <title>MV Realty Settles Lawsuit Over Deceptive Marketing</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The real estate brokerage agreed to pay $2.25 million and change its marketing to settle a lawsuit brought by the Massachusetts attorney general’s office.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236946</guid>
      <pubDate>Mon, 23 Mar 2026 16:12:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236946-ma-ag-settles-with-mv-realty</link>
    </item>
    <item>
      <title>Strong QC Essential for Per Diem Interest Compliance</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Sheila Oliver, deputy commissioner at the California Department of Financial Protection and Innovation, advised mortgage companies to have strong monitoring systems to verify per diem interest after loan closing and detect any adverse events impacting their systems.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236995</guid>
      <pubDate>Mon, 23 Mar 2026 16:11:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236995-compli</link>
    </item>
    <item>
      <title>Republicans Look Beyond CFPB to Address Fraud</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[At a House hearing on fraud, Democrats argued that the CFPB is essential to fighting fraud, but needs support. Republicans largely ignored the arguments.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237010</guid>
      <pubDate>Mon, 23 Mar 2026 16:10:44 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237010-republicans-unmoved-by-arguments-to-strengthen-cfpb</link>
    </item>
    <item>
      <title>Appeals Court Revives Rocket Employment Discrimination Lawsuit</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[An Ohio appeals court ruled that a lower court erred in granting Rocket Mortgage summary judgment in an employee discrimination lawsuit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237008</guid>
      <pubDate>Mon, 23 Mar 2026 16:08:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237008-appeals-court-revives-rocket-employee-discrimination-lawsuit</link>
    </item>
    <item>
      <title>Consumer Advocacy Group Urges CFPB to Examine Bilt</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Protect Borrowers, a consumer advocacy group, alleged that Bilt is causing harm to consumers by mishandling rent payments and disabling access to accounts as it transitions to a new credit card partner.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236953</guid>
      <pubDate>Mon, 23 Mar 2026 16:07:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236953-consumer-advocate-presses-cfpb-to-examine-bilt</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Bill aimed at making changes to the Gramm-Leach-Bliley Act; Sen. Elizabeth Warren, D-MA, seeks more information from the largest auto lenders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237009</guid>
      <pubDate>Mon, 23 Mar 2026 16:06:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237009-other-news-in-brief</link>
    </item>
    <item>
      <title>Injunction Barring CFPB Terminations May be Revised</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Industry attorneys said it looks like the full DC Circuit will send the National Treasury Employees Union lawsuit against the CFPB back to the district court, mandating a revision of the preliminary injunction.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236876</guid>
      <pubDate>Mon, 09 Mar 2026 13:15:26 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236876-nteu</link>
    </item>
    <item>
      <title>Industry Seeks More Changes to CFPB Complaint Portal</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The Mortgage Bankers Association said the CFPB consumer database should not act as an alternative to leaving reviews on Google, Yelp or the Better Business Bureau.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236859</guid>
      <pubDate>Mon, 09 Mar 2026 13:12:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236859-trade-groups-encourage-cfpb-to-alter-complaint-portal</link>
    </item>
    <item>
      <title>CFPB Looks Set to Resume Enforcement Activity</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Chris Willis, a partner at the law firm of Troutman Pepper Locke, said the CFPB is likely to resume investigations into pending enforcement actions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236838</guid>
      <pubDate>Mon, 09 Mar 2026 13:10:28 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236838-cfpb-spurs-to-life</link>
    </item>
    <item>
      <title>States Expected to Increase Enforcement Activity</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Industry attorneys see 2025 as a “ramp up period” as certain states look to fill the federal enforcement void.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236871</guid>
      <pubDate>Mon, 09 Mar 2026 13:08:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236871-states-charge-full-speed-ahead-on-enforcement-in-2026</link>
    </item>
    <item>
      <title>Colony Ridge Settlement Faces Opposition in Court</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Consumer advocates said Texas-based developer Colony Ridge’s $68 million proposed settlement with the DOJ and the state’s AG doesn’t provide relief for the harmed consumers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236843</guid>
      <pubDate>Mon, 09 Mar 2026 13:07:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236843-colony-ridge-settlement-faces-opposition-in-court</link>
    </item>
    <item>
      <title>New York Proposes Sweeping Regulations of BNPL Products</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[If enacted as proposed, the rule would impose substantial regulatory requirements onto buy now, pay later providers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236864</guid>
      <pubDate>Mon, 09 Mar 2026 13:06:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236864-ny-proposes-sweeping-bnpl-regulations</link>
    </item>
    <item>
      <title>OCC Ends Collection of Some Fair Housing Data</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The regulator said the Fair Housing Home Loan Data System regulation was obsolete and largely duplicative of and inconsistent with other data collection regimes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236822</guid>
      <pubDate>Mon, 09 Mar 2026 13:04:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236822-occ-finalizes</link>
    </item>
    <item>
      <title>Fair Lending Enforcement Reduces Mortgage Discrimination</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A paper published by the Federal Reserve found that legal action in fair lending reduced disparities in mortgage application denials and originations between white and Black borrowers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236875</guid>
      <pubDate>Mon, 09 Mar 2026 13:03:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236875-fair-lending-enforcement-reduces-mortgage-discrimination</link>
    </item>
    <item>
      <title>Other News in Brief </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB will receive $134 million from CashCall after Supreme Court declines to take up the lender’s petition; bill moves forward in House that would remove the CFPB director’s voting ability on the FDIC board; NYC adopts new debt collection consumer protections.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236872</guid>
      <pubDate>Mon, 09 Mar 2026 13:02:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236872-other-news-in-brief</link>
    </item>
    <item>
      <title>Consumer Relief Tied to CFPB Complaints Declines</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[As of November, only 5% of consumer gripes filed with the CFPB were closed with relief, according to Sen. Elizabeth Warren, D-MA.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236741</guid>
      <pubDate>Mon, 23 Feb 2026 16:20:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236741-cfpb-complaint-closures-trend-downward</link>
    </item>
    <item>
      <title>DOJ Reaches $68 Million Settlement With Colony Ridge</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The settlement, which didn’t include a civil money penalty or restitution, appeared to reflect the DOJ’s realigned view that Colony Ridge provided a haven for illegal immigrants. The CFPB, which originally filed the complaint with the DOJ, dismissed its claims against Colony Ridge.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236691</guid>
      <pubDate>Mon, 23 Feb 2026 16:15:38 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236691-doj-reaches-68-million-settlement-with-colony-ridge</link>
    </item>
    <item>
      <title>Class-Action Against Navy Federal Revived by Court</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[An appeals court ruled that a lower court denied class allegations in a lawsuit against Navy Federal Credit Union too early on in the case.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236730</guid>
      <pubDate>Mon, 23 Feb 2026 16:12:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236730-nfcu-class-action</link>
    </item>
  </channel>
</rss>
