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Inside Mortgage Trends
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Truist Claims Competitor Poached Mortgage Team

September 12, 2025
Emmeline Willey
Truist alleges that Colliers Mortgage used insider information to prompt employees in a mortgage unit at Truist to shift to Colliers.
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Repurchases by Banks Surge in Second Quarter

September 12, 2025
Namrata Bhatia
Repurchases and indemnifications increased by more than 30% on a sequential basis during the second quarter. Through the first six months of the year, buyback activity was essentially level compared with the first half of 2024. (Includes data table.)
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Employers Using DPA Programs to Boost Hiring, Retention

September 12, 2025
James Dohnert
Employers are increasingly offering downpayment assistance programs as a way to boost employee recruitment and retention.
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Payment-to-Income Ratios an Early Indicator of Mortgage Defaults

September 12, 2025
James Dohnert
Rising PTI ratios for credit cards, home equity lines of credit and student loans were most positively correlated with future mortgage delinquencies, according to new research from TransUnion.
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Rising Flood Insurance Costs Trouble Borrowers

September 12, 2025
Shannon Clark
A growing share of homeowners are more concerned about increasing flood insurance premiums than actual flood damage to their properties, according to new research by the CFPB.
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MSR Sales Ready to Rev Up Again

August 29, 2025
Paul Muolo
MSR sales have been sluggish this summer as bid prices spiked. But a rate cut by the Fed may cause values to wane, at least on 6% to 7% loans.
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Lenders Focusing on Streamlining Business

August 29, 2025
James Dohnert
Mortgage executives count on AI and automation to streamline business processes and reduce overall costs.
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MISMO Launches Confidence Score Standard for AVMs

August 29, 2025
James Dohnert
The new standard comes ahead of the Oct. 1 effective date for quality control standards that federal regulators announced last year.
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Trigger Lead Ban Pushes LOs to New Marketing Tactics

August 29, 2025
Shannon Clark
It’s not yet clear exactly when the Homebuyers Privacy Protection Act will take effect, but mortgage industry experts say loan officers should already be changing their marketing practices.
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Mortgage Tech Company reAlpha Takes Loss in 2Q

August 29, 2025
Abby Zimmardi
An artificial intelligence-powered real estate technology company, reAlpha Tech Corp., took a loss of $4.1 million in the second quarter of 2025.
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