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Inside Mortgage Trends
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GO Mortgage to Compete in Wholesale Channel Using AI

May 29, 2026
James Dohnert
Florida-based GO Mortgage believes its mix of strong technology and personal touch will differentiate the lender from giants in the wholesale channel.
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Denial Rate for Conforming Mortgages Declines in 2025

May 29, 2026
Namrata Bhatia
Denial rates declined slightly last year even as more applicants flocked to get a mortgage. (Includes data table.)
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IBM Vice Chair Issues Dire Warning on Cybersecurity

May 29, 2026
Emmeline Willey
The former chief economic adviser to President Trump believes evolving AI capabilities and quantum computing present an enormous threat to many businesses’ cybersecurity measures.
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Insurance Market Stabilizing After Years of Price Hikes

May 29, 2026
James Dohnert
Homeowners insurance premiums increased by 9.16% on an annual basis in 2025, after increasing by double digits each year between 2019 and 2024.
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Real Estate Investor Sentiment Falls to New Low

May 18, 2026
Abby Zimmardi
Real estate investor sentiment plummeted in the first quarter of 2026 to the lowest level in the 11-quarter history of the survey, according to a recent survey from RCN Capital.
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Nonbanks See Rebound in Mortgage-Banking Income

May 15, 2026
John Bancroft
Most of the overall increase in nonbank mortgage-banking income in the first quarter of 2026 came from Rithm Capital, which saw a big improvement on the servicing side. (Includes data table.)
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Servicers Offer Candid View on Benefits of AI

May 15, 2026
Brandon Ivey
AI won’t necessarily reduce costs for servicers, but the technology can improve processes and borrower retention, according to industry participants.
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Rate Tops Correspondent Sellers in 2025

May 15, 2026
Namrata Bhatia
Rate emerged as the top correspondent seller in 2025, delivering $18.58 billion of mortgages to unaffiliated non-agency buyers, a sharp 36.4% increase on an annual basis. (Includes data table.)
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Mortgage Connect Noncompete Clause Ruled Unenforceable

May 15, 2026
James Dohnert
A Pennsylvania judge said Mortgage Connect’s complaint failed to meet the burden of proof for a clear right to relief in a case that involved a former employee’s noncompete clause.
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Tech Vendors Optimistic About AI for Mortgages

May 15, 2026
James Dohnert and Shannon Clark
Despite taking losses in the first quarter, ICE and Blend are bullish on AI adoption in the mortgage industry.
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