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Inside Mortgage Trends
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loanDepot Turns to Figure in HELOC Partnership

April 17, 2026
James Dohnert
loanDepot will launch a new white-label home equity line of credit product powered by Figure that can provide homeowners an equity payout in as little as five days.
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AI Increasingly Used for Home Equity Loan Appraisals

April 17, 2026
James Dohnert
The rise in home equity lending by nonbanks is driving increased use of artificial intelligence in the appraisal process.
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Rocket Taps AWS Automation to Boost Processing Times

April 17, 2026
James Dohnert
A new proof-of-concept between Amazon Web Services and Rocket Close highlighted the potential to use AI to extract data from complex mortgage documents.
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Racial Differences Seen in Property Tax Assessments

April 17, 2026
Shannon Clark
Automated appraisal models are contributing to disparities in property taxes between different populations, according to consumer advocates.
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DPA Programs Considered Key to Unlocking Purchase Market

April 3, 2026
James Dohnert
Loan officers can get a leg up against the competition by learning about available downpayment assistance programs.
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Better Offers First Conforming Token-Backed Mortgage

April 3, 2026
Abby Zimmardi
Better and Coinbase have partnered to allow borrowers to pledge holdings of tokenized assets to fund their downpayment, without the need to liquidate the assets.
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Mortgage-Specific AI Tools Offer Better Accuracy for Industry

April 3, 2026
Shannon Clark
Artificial intelligence tools that are specifically designed for mortgage tasks offer more accurate results than general-purpose AI models, according to a new study.
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MISMO Offers Housing Counseling Dataset

April 3, 2026
Abby Zimmardi
The Mortgage Industry Standards Maintenance Organization last week announced that its dataset that standardizes counseling data is ready for adoption.
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Homeownership Feels Impossible for Young People

April 3, 2026
James Dohnert
Young generations are investing in risky endeavors, such as day trading, sports betting and prediction markets, to build wealth instead of through homeownership.
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Production vs Servicing Results Mixed in 4Q25

March 20, 2026
John Bancroft
Earnings reports from public companies showed gains in production-related and servicing income during the fourth quarter, but the broader MBA performance study found declines on both sides of the business. (Includes data tables.)
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Latest Imf News

  • Housing Executive Order Less Expansive Than Hoped For

  • GSE Primary MI Volume Up in 3Q, FHA Slips

  • Profits Skyrocket at Rithm’s Mortgage Unit in 3Q, Helped by Servicing

  • UWM Selling Large Chunk of Servicing During Fourth Quarter

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Channel Analysis: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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