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Inside Mortgage Trends
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Mortgage Companies Grappling With AI Governance

September 4, 2026
Brandon Ivey
GSE officials suggested that a robust governance framework can help firms responsibly scale use of AI. Industry participants are also facing increasing risks from the technology.
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Lenders Using AI to Help Buyers 24/7

September 4, 2026
James Dohnert
Lenders are turning to artificial intelligence to reach borrowers even when loan officers are off the clock.
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Better Launches Token-Based Mortgage With Coinbase

September 4, 2026
James Dohnert
Better plans to refocus its efforts on partnerships and one of its first big partners is cryptocurrency exchange Coinbase.
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Insurance Regulators Ponder Mortgage Reporting Changes

September 4, 2026
Brandon Ivey
The National Association of Insurance Commissioners is considering limiting its definition of residential mortgages and potentially requiring reporting of the characteristics of residential mortgages held by insurance companies.
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AI Underwriting Platform Appoints Sogorka as CEO

September 4, 2026
Abby Zimmardi
The appointment of mortgage tech industry veteran Daniel Sogorka comes as Informed seeks to expand its business beyond auto lenders.
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Nonbanks See Decline in Mortgage-Banking Income in 2Q

August 21, 2026
James Dohnert
A group of 13 publicly traded nonbank lenders reported a combined $2.20 billion in mortgage-banking income for the second quarter, down 32.3% from the first quarter. (Includes data table.)
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Mortgage Defect Rate Posts Biggest Quarterly Jump in 4 Years

August 21, 2026
James Dohnert
A brief increase in refinance activity during the first quarter of 2026 pushed the defect rate to a recent high, according to ACES Quality Management.
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Bank MSR Values Steady; Portfolios Lowest Since 2005

August 21, 2026
Namrata Bhatia
The banking industry continued to pare its servicing-for-others. But MSR values held steady on a quarterly basis at the end of June. (Includes data table.)
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CFPB RFI Sparks Renewed Interest in LO Comp Reform

August 21, 2026
Shannon Clark
The Community Home Lenders of America urged the CFPB to pursue loan originator compensation reform as the bureau weighs changes to the TILA-RESPA Integrated Disclosures rule.
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Tech Startup Seeks to Match Originators With Lenders

August 21, 2026
Emmeline Willey
Tech platform mLOOP is aiming to discreetly connect originators with lenders.
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