The Trump administration continues to tease a 2025 capital raise for the GSEs but industry experts remain skeptical this can be done in a safe, sound manner.

Leaders at Equifax and TransUnion are optimistic that the GSEs’ adoption of VantageScore will lead to revenue moving from FICO to credit bureaus. The officials also defended the tri-merge score process at the GSEs.

Demand for MSRs among investors remains steady even as declining interest rates lead to lower valuations for the assets. The supply of MSR for sale could also increase as lenders originate more mortgages.

Increased home purchase contract cancellations and declining pull-through rates are driving up costs for mortgage lenders.

With the acquisitions of Redfin and servicing giant Mr. Cooper complete, Rocket Mortgage’s executives say the lender is positioned to take advantage of sliding interest rates.

Tiptree is selling Reliance First Capital to Carrington, and other M&A deals are in the works.

A pause in the National Flood Insurance Program due to the government shutdown has created opportunities for private flood insurance companies to increase their business.

The extended partial shutdown of the federal government is putting stress on some mortgage borrowers.

A reduction in loan-level pricing adjustments for Fannie Mae and Freddie Mac is being discussed.

The prospects of a year-end stock offering didn’t prevent the wholesale reshuffle in Fannie Mae leadership.