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Trade Groups Call for Reductions in Appraisal Standards

August 6, 2026
Brandon Ivey
Trade groups urged federal regulators to follow through on an executive order to modernize appraisal requirements.
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MSR Availability Expected to Remain Elevated

July 30, 2026
Brandon Ivey
Limited earnings potential from originations and ongoing consolidation are likely to keep the supply of MSRs at healthy levels, according to officials at Annaly Capital Management.
Read More

Duty-to-Serve Rewrite May Not Be Workable

July 30, 2026
Dennis Hollier
Critics say that, by eliminating “prescribed activities,” FHFA has taken the teeth out of the DTS rule, making it difficult to enforce.
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Homebuilders Expect Incentives Use to Remain Elevated

July 30, 2026
James Dohnert
Homebuilders reported a slight decline in incentive use in the second quarter, but still project incentives to remain elevated compared to historical average for the foreseeable future.
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Lenders Leverage New Strategies to Adjust to HPPA Rules

July 30, 2026
James Dohnert
Lenders are examining how they market to prospective borrowers following the passage of the trigger leads bill in March.
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VA Fee Hike Stalls Over Pushback

July 30, 2026
Emmeline Willey
A vote on a legislative package that would’ve raised fees on streamlined VA refis was postponed in Congress after Republicans narrowly dodged a motion to send it back to committee.
Read More

CFPB Director Nominee Lays Out New Direction for Agency

July 30, 2026
Shannon Clark
At his confirmation hearing, Brian Johnson pledged to prioritize consumer protection, promote accountability by ensuring the CFPB acts within its statutory limits and modernize bureau operations.
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Lack of Starter Homes Primary Barrier to Homeownership

July 30, 2026
Shannon Clark
Loan officers in a recent survey said the lack of starter homes, and not high interest rates, was affecting housing affordability.
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More Buyers Relying on Refis to Ease Mortgage Strain

July 30, 2026
Shannon Clark
Many recent homebuyers are facing challenges as they have not been able to refinance as they had planned.
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Carrington, Bayview Lead MSR Buyers, Strategies Vary

July 23, 2026
Brandon Ivey
Carrington led MSR buyers in the first half of the year, focusing on loans with lower coupons. Bayview Asset Management ranked second, targeting mortgages with interest rates above 6.0%.
Read More
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