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Primary MI Trends Split in Agency Market in 3Q

October 22, 2026
Namrata Bhatia
Government-sponsored enterprise business with private MI ticked up on a quarterly basis in the third quarter and FHA volume fell. (Includes three data tables.)
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Incentives Grow for Lenders to Use VantageScore

October 22, 2026
Brandon Ivey
There’s the LLPA reduction for VS4, lower prices compared with FICO and a more expansive population of scored consumers.
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Trump Admin Seeing GSEs as Useful Tool for Affordability

October 22, 2026
Brandon Ivey
The president is getting more assertive in using the GSEs to achieve political and policy objectives, according to Jaret Seiberg, an analyst at TD Cowen Washington Research Group.
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Former FHA Commissioner Defends MIP Level

October 22, 2026
Emmeline Willey
Frank Cassidy backed the agency’s decision to hold its mortgage insurance premiums steady despite calls from the industry to trim premiums in the name of affordability.
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Appeals Court Denies FHFA Request for Fairholme Rehearing

October 22, 2026
Shannon Clark
GSE shareholders are moving closer to an $812 million payout after the DC Circuit Court declined to rehear Fairholme Funds v. FHFA.
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Bank Strategies Mixed on Next Steps After Basel III

October 22, 2026
James Dohnert
Banks are mixed on what they plan to do in the near term with the increased capital flexibility expected to be offered by the upcoming Basel III capital framework.
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Onity Sues New York Regulators Over Servicing Fee Rule

October 22, 2026
Shannon Clark
The servicer accused New York regulators of not providing clarity on a state rule regarding optional expedited-payment fees.
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First Horizon Takes Loss on Mortgage Sale

October 22, 2026
Abby Zimmardi
The bank is selling $4.5 billion of mortgages carrying low interest rates at a discount.
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Housing Legislation Effort Could Fade Post-Midterms

October 22, 2026
James Dohnert
Democrats, if they gain majority in Congress, could focus on impeachment instead of new housing legislation, according to Mark McArdle, a senior vice president at Newrez.
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GSE Executives Highlight Improvements in Tough Market

October 16, 2026
Dennis Hollier
Freddie Mac’s Sonu Mittal and Fannie Mae’s Jake Williamson detailed the GSEs’ challenges and successes in a deeply troubled mortgage market.
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