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House Passes Housing Bill; Eyes on Senate, Trump

February 12, 2026
Brandon Ivey
The House approved legislation this week aimed at increasing housing supply. Before the vote, President Trump called for an additional provision that wasn’t included.
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Lenders Expected to Retain More Servicing After Recent Sell Off

February 12, 2026
James Dohnert
Lenders are examining opportunities to retain more servicing this year as originations are expected to stay steady.
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Servicers Raise Alarms as Delinquencies Rise

February 12, 2026
James Dohnert
Unemployment and inflation are leading to an increase in delinquencies and foreclosures.
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House Committee Torn on Next Move for Affordable Housing

February 12, 2026
Shannon Clark
Rep. Maxine Waters, D-CA, applauded the House’s effort to pass the Housing for the 21st Century Act, but said one bill isn’t enough to fix the housing affordability crisis.
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Builders Weighing Rent-to-Own Model to Boost Supply

February 12, 2026
Dennis Hollier
The big homebuilders are purportedly planning to build a million starter homes to sell through a rent-to-own program. The Trump administration has distanced itself from any such proposal.
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GSEs Seen as Poorly Positioned to Help With Affordability

February 12, 2026
Dennis Hollier
Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help.
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Rocket Sues Mortgage Broker for Hiding Borrowers’ Debts

February 12, 2026
Shannon Clark
The lender accused Sharp Loan of concealing borrowers’ debts on three loan applications. Rocket claims undisclosed loans were facilitated by Sharp with United Wholesale Mortgage.
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Grapevine: Pennymac to Acquire Cenlar; Mortgage Employment

February 12, 2026
Brandon Ivey
Pennymac will pay $172.5 million upfront for Cenlar; real estate credit employment declines; GOP senators concerned about NFIP pricing.
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New Nonbank Servicing Giant Emerges in Fourth Quarter

February 5, 2026
Namrata Bhatia
Rocket Mortgage ended the fourth quarter of 2025 with more than $2 trillion in primary servicing, thanks to its acquisition of Mr. Cooper Group. And for the first time a bank isn’t first in owned servicing. (Includes three data tables.)
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MBA Criticizes CDIA Argument Over Credit Report Requirements

February 5, 2026
James Dohnert
Bob Broeksmit, president and CEO of MBA, said the CDIA is distorting mortgage lenders’ position and reason for urging a change to the tri-merge credit reporting requirement.
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