President Trump has until July 10 to take action on housing bill; GSEs release data on FICO 10T; CFPB seeks feedback on mortgage disclosures and borrowers’ right of rescission; interest rate outlook.

President Trump said he will not sign the 21st Century ROAD to Housing Act until Congress passes the election bill.

Federal regulators are open to adjusting the 250% risk weight that currently applies to bank holdings of mortgage servicing rights. Trade groups are calling for it to be reduced to 100%.

FHA is aiming its deregulatory efforts at barriers that make its programs less attractive to lenders.

Investors are looking for consistency from non-QM lenders as concerns about expanding credit boxes mount.

Nonbanks accounted for 68.0% of residential mortgage originations in the first quarter of 2026. (Includes two data charts.)

Demographic shifts mean demand is falling. Meanwhile supply is increasing, raising the potential for falling home prices and fewer originations.

The delay to July 2 is the fourth time a shareholder vote on CrossCountry’s bid for Two Harbors has been pushed back.

Ginnie Mae and whole loans have gained servicing share in recent years to the detriment of Fannie Mae and Freddie Mac. (Includes two data tables.)

Leaders in the Senate and House reached an agreement this week on the 21st Century ROAD to Housing Act.