Banks have deprioritized refinance recapture due to changes in capital requirements and an emphasis on high-net worth borrowers.

Housing affordability has improved due to slowing home price appreciation and growing inventory but it is still lagging historical levels.

FHA has proposed changes to its claims without conveyance of title auctions and its limited 203(k) rehabilitation program.

Insurance and mortgage industry representatives renewed calls for long-term funding for the National Flood Insurance Program.

Milliman has acquired MorVest Capital, a Texas-based mortgage servicing rights advisor.

The MBA continues to argue that the credit scores provided by Equifax, Experian and TransUnion are now so similar that lenders shouldn’t be required to pull all three. Credit bureaus disagree.

Conforming loan limits for mortgages sold to Fannie Mae and Freddie Mac will rise by 3.3% in 2026, the smallest increase since 2017.

Several large lenders are offering discounts and promotions to drum up business during a slow time of the year.

Participants in the housing market addressed the House Committee on Financial Services this week, broadly seeking deregulatory measures they said would cure the affordability crisis.

By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans.