Lenders Optimistic About Mortgage Production in 2026 November 20, 2025 James Dohnert The lock-in effect is expected to thaw and boost originations, but first-time homebuyers still look to be priced out of the market next year.Read More
UWM, Rocket Increase Refi Business on Tech Efficiencies November 13, 2025 Brandon Ivey Refi activity at United Wholesale Mortgage and Rocket Mortgage in the third quarter overshadowed any competing lenders.Read More
Trump Administration Hints at New Mortgage Products November 13, 2025 Dennis Hollier and Paul Muolo FHFA Director Bill Pulte touted possibility of a 50-year fixed-rate mortgage. Also under consideration: transferable and portable mortgages.Read More
Mortgage Closings Expected to Ramp Up as Shutdown Ends November 13, 2025 James Dohnert Federal operations that were disrupted during the shutdown are expected to bounce back, helping lenders with loans stuck in their pipelines.Read More
Stakeholders Seek More Details in FHFA’s Strategic Plan November 13, 2025 Dennis Hollier Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.Read More
FICO Sees Upper Hand in Mortgage Score Competition November 13, 2025 Brandon Ivey FICO is confident the mortgage market will continue to use its credit scores even as FHFA and credit bureaus push the adoption of VantageScore.Read More
Innovis Looks to Provide New Credit Report Options November 13, 2025 James Dohnert The fourth-largest credit bureau could help reduce the cost of credit report pulls for mortgage lenders.Read More
MSR Appetites Remain as Year Comes to a Close November 13, 2025 Paul Muolo and John Bancroft Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.Read More
Fair Housing Complaints Surge as Enforcement Retreats November 13, 2025 Shannon Clark Overall, fair housing complaints increased in 2024, though complaints tied to real estate sales and mortgage lending declined.Read More
Bill Seeks Forbearance for Federal Workers During Shutdown November 13, 2025 Emmeline Willey The bill would require servicers to grant 90 days of forbearance to certain federal employees during a government shutdown.Read More