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Lenders Optimistic About Mortgage Production in 2026

November 20, 2025
James Dohnert
The lock-in effect is expected to thaw and boost originations, but first-time homebuyers still look to be priced out of the market next year.
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UWM, Rocket Increase Refi Business on Tech Efficiencies

November 13, 2025
Brandon Ivey
Refi activity at United Wholesale Mortgage and Rocket Mortgage in the third quarter overshadowed any competing lenders.
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Trump Administration Hints at New Mortgage Products

November 13, 2025
Dennis Hollier and Paul Muolo
FHFA Director Bill Pulte touted possibility of a 50-year fixed-rate mortgage. Also under consideration: transferable and portable mortgages.
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Mortgage Closings Expected to Ramp Up as Shutdown Ends

November 13, 2025
James Dohnert
Federal operations that were disrupted during the shutdown are expected to bounce back, helping lenders with loans stuck in their pipelines.
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Stakeholders Seek More Details in FHFA’s Strategic Plan

November 13, 2025
Dennis Hollier
Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.
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FICO Sees Upper Hand in Mortgage Score Competition

November 13, 2025
Brandon Ivey
FICO is confident the mortgage market will continue to use its credit scores even as FHFA and credit bureaus push the adoption of VantageScore.
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Innovis Looks to Provide New Credit Report Options

November 13, 2025
James Dohnert
The fourth-largest credit bureau could help reduce the cost of credit report pulls for mortgage lenders.
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MSR Appetites Remain as Year Comes to a Close

November 13, 2025
Paul Muolo and John Bancroft
Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.
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Fair Housing Complaints Surge as Enforcement Retreats

November 13, 2025
Shannon Clark
Overall, fair housing complaints increased in 2024, though complaints tied to real estate sales and mortgage lending declined.
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Bill Seeks Forbearance for Federal Workers During Shutdown

November 13, 2025
Emmeline Willey
The bill would require servicers to grant 90 days of forbearance to certain federal employees during a government shutdown.
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