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Grapevine: Freddie Acquiring Seconds; MBA Supports McKernan

February 27, 2025
Brandon Ivey
Freddie moves forward on second-lien pilot; MBA supports Trump nominee to lead CFPB.
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Severe Turbulence Expected From HUD, FHA Job Cuts

February 20, 2025
Paul Muolo
Can HUD, FHA and Ginnie survive with 50% fewer workers? Fasten the seat belt and put on your helmet. We may soon find out.
Read More

GSE Earnings Supported by Equity Gains

February 20, 2025
Dennis Hollier
Steady growth in retained earnings means Fannie Mae and Freddie Mac now have a large pile of interest-free capital to invest.
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CSBS Prudential Standards for Nonbanks Gaining Traction

February 20, 2025
Shannon Clark
Multiple states are drafting exam procedures that align with the prudential standards established by the CSBS.
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Servicing Communications Should Consider Generational Differences

February 20, 2025
James Dohnert
Servicers may need new strategies to reach younger homeowners who prefer not to talk on the phone or respond to snail mail.
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GOS Under Pressure as Mega Nonbanks Offer Deals

February 20, 2025
Paul Muolo
Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.
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CSBS’ Milhorn Hoping for Reforms to Ginnie Program

February 20, 2025
Shannon Clark
CSBS is interested in advocating for broader reforms in the mortgage industry beyond its central supervisory and examination focus.
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First-Time Homebuyers Doing Better Than Housing Advocates Imagine

February 20, 2025
Dennis Hollier
Affordable housing advocates may be overestimating the challenges first-time homebuyers face in the current housing market.
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Grapevine: Trump Expands Control Over Independent Agencies

February 20, 2025
Namrata Bhatia
A new executive order gives White House control of independent agencies; the CFPB is calling on the public to snitch on staff violating stop work order.
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GSE Footprint Expected to Shrink Under Trump

February 13, 2025
James Dohnert
FHFA may push Fannie Mae and Freddie Mac to increase LLPAs on mission-adjacent loans to drive more loan sales to the private market.
Read More
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