The federal regulator is seeking federal preemption of state laws requiring banks to pay interest on funds in mortgage escrow accounts.

FHA’s annual audit revealed that the capital ratio of its Mutual Mortgage Insurance Fund remained strong in the 2025 fiscal year, prompting calls for the agency to reassess its life-of-loan premium policy.

Appraisal reforms included in a Senate-approved housing package didn’t make it into a housing bill moving through the House. Meanwhile, the MBA raised concerns about the reforms in the Senate legislation.

Housing experts expect the market to undergo a course correction after years of rapid home price increases.

Mergers and acquisitions involving small- and medium-sized mortgage companies are expected to rise as large lenders look to scale operations during a more stable mortgage production environment.

The Mortgage Bankers Association and other groups back a proposal from the FCC to modernize Telephone Consumer Protection Act rules.

Originations of home equity lines of credit and closed-end second liens continued to increase during the third quarter of 2025 but at a slower pace than in the previous quarter.

First-lien originations declined from the second quarter to the third, but the top five lenders boosted their share of production.

Kroll Bond Rating Agency said United Wholesale Mortgage’s acquisition of Two Harbors will expedite UWM’s move to in-house servicing.

Members of the CFPB’s Consumer Advisory Board cautioned against the bureau’s shift in fair lending priorities, including the elimination of disparate impact to prove discrimination.