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Purchase-Mortgage Borrowers Face Obstacles at Key Time

March 27, 2025
Brandon Ivey
The spring homebuying season might not be as strong as initially expected. Interest rates are challenging and employment trends are faltering, reducing demand for purchase mortgages.
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MSR Prices Elevated as Investors See Limited Supply

March 27, 2025
Paul Muolo
One bidder recently agreed to pay north of 6.25 times the servicing fee for a high dollar volume of agency MSR. Sound crazy? Maybe, but servicing prices are at a 25-year high for low-coupon product.
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Bessent Suggests GSEs for U.S. Sovereign Wealth Fund

March 27, 2025
Dennis Hollier
The creation of a U.S. sovereign wealth fund could grease the skids for an end to the conservatorships of Fannie Mae and Freddie Mac.
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HUD Boots Non-Permanent Residents From FHA

March 27, 2025
Emmeline Willey
Non-permanent U.S. residents are no longer eligible for FHA mortgages, following a policy change announced this week.
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Immigration Policies, Tariffs to Deepen Affordability Crisis

March 27, 2025
Emmeline Willey
Moves by the Trump administration on immigration and tariffs look likely to make housing less affordable.
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Lenders Likely to See More Lawsuits by Borrowers

March 27, 2025
Shannon Clark
Several consumer protection statutes provide borrowers a private right of action, including the Truth in Lending Act.
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CDFI Fund Appears Safe From Potential Cuts

March 27, 2025
James Dohnert
Recent communications from the White House seem to affirm that the CDFI Fund won’t face drastic cuts following a recent executive order.
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New FHFA Director Shakes Up Fannie, Freddie Leadership

March 20, 2025
Dennis Hollier
Among other moves, Bill Pulte installed himself as board chair for the two government-sponsored enterprises.
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CFPB, HUD Employees Reinstated Then Placed on Leave

March 20, 2025
Shannon Clark
Following a court ruling last week, the CFPB and HUD reinstated hundreds of probationary employees fired by the Trump administration. However, the employees were immediately placed on administrative leave.
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Former Fannie/Freddie Execs Discuss Complexity of GSE Reform

March 20, 2025
Dennis Hollier
Three former CEOs of the GSEs this week debated the impact of federal conservatorship, what steps must be taken to safely end the oversight and what the GSEs should look like afterwards.
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