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Inside Mortgage Finance
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Bank Regulators to Rescind 2023 CRA Reforms

April 3, 2025
Brandon Ivey
The federal regulators’ decision to give in to pressure by trade groups representing banks isn’t sitting well with consumer advocates.
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Special Purpose Credit Programs on Shaky Ground

April 3, 2025
Brandon Ivey
FHFA directed the GSEs to end their SPCPs, prompting renewed concerns that the Trump administration could take further actions to limit special purpose credit programs in the mortgage market.
Read More

Sharp Democratic Response to FHFA Actions

April 3, 2025
Dennis Hollier
FHFA Director Bill Pulte gets a glimpse of what congressional oversight looks like as leading Democrats criticize him for actions in his first weeks in office.
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Court Extends Temporary Order Blocking Federal Layoffs

March 27, 2025
Shannon Clark
A federal court judge this week extended a temporary order pausing mass layoffs at federal agencies, including at the CFPB and HUD, by five days.
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Purchase-Mortgage Borrowers Face Obstacles at Key Time

March 27, 2025
Brandon Ivey
The spring homebuying season might not be as strong as initially expected. Interest rates are challenging and employment trends are faltering, reducing demand for purchase mortgages.
Read More

MSR Prices Elevated as Investors See Limited Supply

March 27, 2025
Paul Muolo
One bidder recently agreed to pay north of 6.25 times the servicing fee for a high dollar volume of agency MSR. Sound crazy? Maybe, but servicing prices are at a 25-year high for low-coupon product.
Read More

Bessent Suggests GSEs for U.S. Sovereign Wealth Fund

March 27, 2025
Dennis Hollier
The creation of a U.S. sovereign wealth fund could grease the skids for an end to the conservatorships of Fannie Mae and Freddie Mac.
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HUD Boots Non-Permanent Residents From FHA

March 27, 2025
Emmeline Willey
Non-permanent U.S. residents are no longer eligible for FHA mortgages, following a policy change announced this week.
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Immigration Policies, Tariffs to Deepen Affordability Crisis

March 27, 2025
Emmeline Willey
Moves by the Trump administration on immigration and tariffs look likely to make housing less affordable.
Read More

Lenders Likely to See More Lawsuits by Borrowers

March 27, 2025
Shannon Clark
Several consumer protection statutes provide borrowers a private right of action, including the Truth in Lending Act.
Read More
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