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Inside Mortgage Finance
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Warehouse Lenders Lament Loss of Clients Through M&A

August 21, 2025
Paul Muolo
The warehouse lending business remains profitable but there are concerns, namely a reduction in the number of nonbank mortgage companies due to M&As.
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Banking Industry Favors Rescission of 2023 CRA Rule

August 21, 2025
Shannon Clark
The American Bankers Association noted that while the 1995 CRA framework isn’t perfect, it’s more workable than the final rule issued in 2023.
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Merger Rumors and a Possible GSE IPO

August 14, 2025
Dennis Hollier
Industry stakeholders puzzle over the implications of the Trump administration’s plans for a quick public offering of the GSEs.
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Some MSR Buyers Pulling Back With Supply Limited

August 14, 2025
Brandon Ivey
High MSR prices are prompting some potential buyers to sit out. Prices are being propped up by limited supply and declining servicing costs as big firms invest in technology.
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Insurance, Property Taxes Driving Rise in Delinquencies

August 14, 2025
James Dohnert
Industry executives believe artificial intelligence can improve risk management and help reduce insurance premiums and property taxes.
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Servicers Struggle With Retention as Borrower Profiles Change

August 14, 2025
Abby Zimmardi
The retention rate dropped to 23% in the second quarter of 2025, with many servicers losing out on cash-out refinances.
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CFPB Expected to Be Constrained Under Trump

August 14, 2025
James Dohnert
The Trump administration is reducing regulation of nonbank lenders, leaving the task to state regulators.
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Large Package of Healthcare MSRs on Offer

August 14, 2025
Paul Muolo
Selling mortgage servicing rights attached to healthcare and multifamily loans is a rare event.
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Grapevine: Special Attorney at DOJ; Nominee for FOMC

August 14, 2025
Brandon Ivey
Special attorney at DOJ to examine allegations of mortgage fraud; Trump nominates chairman of Council of Economic Advisors for position at Fed; impact of slowdown in home price appreciation.
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FICO CEO Slams Lender Choice on Credit Scores

August 7, 2025
Dennis Hollier
FICO CEO William Lansing argued that, by allowing lenders to pick between Classic FICO and VantageScore 4.0, FHFA may be creating a race to the bottom when it comes to the quality of credit scores.
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