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Inside Mortgage Finance
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IO Loans Gaining Popularity Amid Affordability Issues

August 27, 2026
Abby Zimmardi
Though interest-only loans are a good option to address affordability, they are not necessarily for every borrower.
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RAMS Launches Double-Pledging Protection Tool

August 27, 2026
James Dohnert
The double-pledge protection program offers lenders automated portfolio scrubbing to identify potential collateral overlap.
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UWM, Two Harbors Lawsuit Highlights Role of Trust in M&A

August 20, 2026
James Dohnert
UWM accused Two Harbors executives of subversion, inaction and lies to stop its planned acquisition of the real estate investment trust.
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Delinquencies Increase at Large Servicers in Second Quarter

August 20, 2026
Brandon Ivey
The increase in the delinquency rate in the second quarter of 2026 erased improvements seen in the first quarter. Delinquencies are also expected to rise through the end of the year. (Includes two data tables.)
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Lenders Back FHFA Proposal to Adjust SCP

August 20, 2026
Dennis Hollier
Trade groups agree that the reputational harm provision of the suspended counterparty program regulation is redundant.
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Nonbank Lenders Defend Practices Amid Scrutiny

August 20, 2026
Emmeline Willey
A recent opinion piece in the Wall Street Journal suggested that nonbanks have loosened FHA underwriting standards, bringing about a wave of defaults.
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Newer Subservicers Look to Make Switching Affordable

August 20, 2026
Brandon Ivey
Some subservicers are offering to pay deboarding fees charged by competing subservicers to help prompt transfers. MSR owners have some hesitation beyond fees, including risks from transfers.
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Homeowners See Some Relief on Insurance Premiums

August 20, 2026
James Dohnert
The slowdown in premium increases comes as insurers focused on restoring profitability after a period of high inflation, rising construction costs, expensive reinsurance and record catastrophe losses.
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State Regulators Crack Down on Lender Noncompliance

August 20, 2026
Shannon Clark
A group of state regulators fined Newrez for servicing issues, while California fined Academy Mortgage for lackluster cybersecurity.
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Sharp Contrast in Views on UWM Following Equity Raise

August 13, 2026
Brandon Ivey
UWM President and CEO Mat Ishbia sees the equity from Oaktree as a positive. Shareholders and industry analysts aren’t convinced.
Read More
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